OREGON RENTAL CRITERIA FOR RESIDENCY
(NOT FOR CITY OF PORTLAND)
OCCUPANCY POLICY
- Occupancy is based on the number of bedrooms in a unit. (Abedroom is defined as a habltable room that is intended to be used primarily for sleeping purposes, contains at least 70square feet andisconfigured soas to take theneed for a fire exit intoaccount.) STATEMENTS
- The general rule is two persons are allowed per bedroom. Owner/ Agent may adopt a more liberal occupancy standard based on factors such as size and configuration of the unit, size and configuration of the bedrooms, and whether any occupants will be infants.
GENERAL STATEMENTS
- Any of the following Items, or combination thereof, will be accepted to vemy the name, date of birth and physical appearance of an applicant:
a. A Social Securtty cardorevidence of a Social Securtty number
b. A certttiedcopy of a record of live birth
- A permanent resident card issued by the United States Citizenship and ImmigrationServices;
- Animmigrant or nonimmigrant visa
- Anindividual taxpayer identification number cardissued by the Internal Revenue Service
- Apassport, driver license or other government-issued idenMication, regard less of expiration date, or
- Any nongovemment identttication or combination of identtticationsthat would permit a reasonable verttication of identtty.
- Each applicant willbe required to qualtty individually or as per specttic criteria areas (but for income, which is at the discretion of landlord).
- Inaccurate, incomplete or falsified information will be grounds for denial of the application.
- Any applicant currently using illegal drugs will be denied. If approved for tenancy and later illegal drug use is confirmed, termination shall result.
- Any individual whose tenancy may constitute a direct threat to the health and safety of any individual, the premises, or the property of others, will be denied tenancy.
INCOME CRITERIA
- Monthly income shouldbe at least_ (if blank,3) times statedrent', and must be from a verttiable, legal source. IIapplicant's monthly income is between two and three times the stated rent, applicant will be required to pay an addltional security deposit equal to one month's rent or provide acceptable co-signers. Income below two times the stated rent will result in denial.
'If applicant will be using local, state or federal housing assistance as a source of income, "stated rent' as used in this section meansthat portion of the rent that will be payable by applicant and excludes any portion of the rent that willbe paid through the assistance program.
- Twelve months of verifiable employment willbe required tt used as a source of income. Less than 12 months verifiable employmentwillrequire an additional security deposit or acceptable co-signer.
- Applicants using self-employment income will have their records verttied through the state corporation commission, and will be required to submit records to verify their income, which records may include the previous year's tax returns.
RENTAL HISTORY CRITERIA
- Twelve months of verifiable contractual rentalhistory from a current unrelated,thirdparty landlord, or home ownership, is required. Less than twelve months verifiable rental history will require an additional security deposit or acceptable co-signer.
- Three or more notices for nonpayment of rent within one year will result indenial of the application.
- Three or more dishonored checks within one year will result indenial of the application.
- Rental historyreflecting any past due and unpaidbalances to a landlord will result in denialof the application except for unpaid rent, including rent reflected in judgments or referrals of debt toa collection agency, that accrued onoratterApril1, 2020, andbefore March 1, 2022.
- Rental history including three or more noise disturbances or any other materialnon-compliance with the rental agreement or rules withinthe past two years will result in denial.
EVICTION HISTORY CRITERIA
Five years of eviction-free history is required except for general eviction judgments entered on claimsthat arose on or after April 1, 2020, and before March 1, 2022. Evictionactions that were dismissed or resulted in a judgment for the applicant or when the applicant has provided supplemental evidence proving thatthey suttered a jobloss due to no fault of their own will not be considered. If youreviction was related to a non-behavioral issue, you may provide supplemental evidence as instructed herein and that information will beconsidered.
CREDITCRITERIA
- lltegative credit scoring or adverse debt showing on consumer credit report may result indenial or require additional security deposits or acceptable cosigners.
- Ten or more unpaid collections (not related tomedicalexpenses) will result in denial of the application.
FAIR HOUSING LAWS
Landlord hasa non-discriminationpolicy as required by federal, state or locallaw and does not discriminate against any applicant because of the race, color, religion, sex, sexual orientation,gender identity, national origin,marital status, familialstatus or source of income of the applicant.
BANKRUPTCIES
Chapter 7 Bankruptcies filed within one (1) year of the application or current pending bankruptcies will result ina denial of theapplication. Any negative or adverse debt showing on a consumer credit report within the last two (2) years (not related to educational or medical expenses) that is reported following a bankruptcy, or multiple bankruptcy filings will result in denial of theapplication. Applicants with a current Chapter 13 bankruptcy may be approved tt thebankruptcy is over 3 yearsold, in good standing,andno negative or adverse debts have been established since.
CRIMINAL CONVICTION CRITERIA
Uponreceipt of theRental Application and screening fee, Owner/Agent will conduct a search of publicrecords to determine whether applicant or any proposed resident or occupant has a 'Conviction" (which means: charges pending as of the date ofthe application;aconviction; a guiltyplea; or no contest plea), for any of the following crimes as provided in ORS90.303(3):drug-relatedcrime; person crime; sex offense; crime involving financial fraud, including identttytheft and forgery;or any other crime ttthe conduct for which applicant was convicted or is charged is of a nature that would adversely affect property of the landlord or atenant or thehealth, safety or right of peaceful enjoyment of the premises of residents, the landlord or the landlord's agent. Owner/Agent will not consider apreviousarrest that did not result in a Conviction or expunged records.
Ifapplicant, or any proposed occupant, hasa Conviction in their past which would disqualify them under these criminal conviction criteria, and desiresto submit additional information to Owner/Agent along with the application so Owner/Agent can engage in an individualized assessment (described below} upon receipt of the results of the public records search and prior to a denial, applicant should do so. Otherwise, applicant may request the review process after denial as set forth below, however,see item (c) under "Criminal Conviction Review Process• below regarding holding the unit.
Asingle Conviction forany of the following, subject to the results of anyreview process, shall be grounds for denial of the Rental Application.
- Felonies or Misdemeanors involving: murder, manslaughter, arson, rape, kidnapping, child or other violent/predatory sex crimes or manufacturing or distributionof acontrolled substance, or terrorism.
- Felonies not listed above involving: drug-related crime;person crime; sex offense; crime involving financialfraud,includingidentity theftandforgery; or any othercrime rt theconduct for which applicant was convicted or ischarged is of anature that would adversely affect property of the landlord or a tenantor the health, safetyor right of peaceful enjoyment of the premises of theresidents, the landlord or the landlord's agent, wherethedateof dispositionhasoccurred in the last 7 years.
- Misdemeanors not listed above involving: drug related crimes, person crimes, sex ottenses, domestic violence, violation of a restraining order, stalking, weapons, criminal impersonation, possession of burglary tools, financial fraud crimes, where the date of disposition has occurred in the last 5 years.
- Misdemeanorsnot listed above involving: thett, criminal trespass, criminal mischief, property crimesor any other crime tt the conduct for which applicant was convicted or is charged is ofa nature that would adversely affect property of the landlord or a tenant or the health, safetyor right of peaceful enjoyment of the premises of the residents, the landlord or the landlord's agent, wherethe date of disposition has occurred in the last 3 years.
- Convictionof any crimethat requires lrtetimeregistration as a sex offender, or for which applicant is currently registered as a sex offender, will result in denial.
Criminal Conviction Review Process.
Owner/Agent will engage in an individualized assessment of the applicant's, or other proposed occupant's,Convictions ff applicant has satisfied all other criteria (thedenial was based solely on one or more Convictions) as required by local, state and federallaw, and:
- Applicant has submitted supportingdocumentation prior10 the public records search; or
- Applicant is denied based on failure to satisfy these criminal criteria and has submitted a written request along with supporting documentation.
Supporting documentation may include:
- Letter from parole or probation office;
- Letter from caseworker, therapist,counselor, etc.; iii} Certttications of treatments/rehab programs;
- Letter from employer, teacher, etc.
- Certification of trainings completed;
- Proof of employment; and
- Statement of the applicant.
Landlord will also pertorm an individualized assessment if no supplemental information is received as required by any local, state or federal law.
Owner/Agent will:
- Consider relevant individualized evidence of mitigating factors, which may include: the facts or circumstances surrounding the criminal conduct; the ageof theconvicted person at the time of the conduct; time since the criminal conduct; time sinoe release from incarceration or completion of parole; evidence that the individual has maintaineda good tenant historybefore and/or after the conviction or conduct; and evidence of rehabilitationefforts. Owner/Agent may request additional informationandmay consider whether there have been multiple Convictions as part of thls process.
- Notify applicant of the results of Owner/Agent's review within a reasonable time after receipt of all required information.
- Hold the unit for which the application was received for a reasonable time under all the circumstances tocomplete the review unless prior to receipt of applicant's written request (tt made atter denial) the unit was committed to another applicant.
EUGENE APPLICANTS
Owner/Agent may refuse to process an application submitted by an applicantwho has violated a rental agreement with the Owner/Agent three or more times during the 12-month period preceding the date of theapplication and the Owner/Agent can provide documentation of the violations.