TENANT SCREENING CRITERIA AND RENTAL APPLICATION POLICY By utilizing the online screening process, Management is attempting to prevent losses from future evictions, skips, delinquencies, and damages by uncovering an applicant’s previous rental history. Screening adult applicants will assist Management in making rental decisions that are based on objective business qualifications and not illegal discriminatory reasons. Management’s decision to rent to an applicant is based on the screening criteria below and information from the online resident screening platform. By singing below applicant acknowledges receipt of the screening criteria and use of the Zillow screening platform. The information from the  screening platform will be shared with Management through the on-line portal that you create. Rental Application Process/Application/Screening Fee An online rental application must be submitted by each applicant over the age of 18 along with an application/screening fee of $29.00 for each adult applicant with a different last name. The screening fee is paid directly to Zillow and not to Management. Management does not collect a screening fee except what Zillow charges as a reasonable screening fee. Information on the application must be complete, legible, and verifiable. Submission of a false, misleading, or incomplete application, or an application that contains material omissions or non-verifiable information, is a basis for denial of an online application. Failure to be truthful or making material omissions on the online rental application shall be grounds for denial. Zillow obtains an applicant’s Experian credit report (one of the 3 major credit bureaus) and Checkr (a leader in providing modern and compliant background checks for global enterprises and startups) performs a background check after the applicant provides the required information to Zillow. Once the background is complete Zillow will compile the information into an application summary for applicant and Management’s review. Zillow follows the Renter Protection Ordinance in Minneapolis as its guidelines when screening applicants. Online Screening Service – Zillow Rental Manager Zillow.com Information Disclosure The online rental application will ask you for your complete legal name, current address, date of birth, social security number, vehicle information, state issued identification number, passport, military identification, or other identification. The rental application must be completed accurately. Any misstatements or omissions made on your online application, whether or not discovered before you move into the building is grounds for denial of an application. If information given to Zillow on the application cannot be checked out and verified, then unverifiable information is a valid basis for denial of the application. If we learn after your application that you failed to be truthful or made material omissions on the rental application it shall be a breach of lease and grounds for an eviction action. The Tenant Screening Criteria and Rental Application Policy will be made part of any written lease signed by the parties. 2 Rental History Satisfactory residence history is required. Positive rental references are one of the most important things Management looks at in screening applicants. We seek and review rental history references that support your history of complying with lease terms, timely payments of rent, and otherwise complying with leases, the law and all community rules, regulations, and housing requirements. You must provide the name and last known telephone number of each landlord/property manager for each address you have had for the last three (3) years. Roommate references are not acceptable. Your failure to disclose an address of record in the last three (3) years is cause for denial of your application. An insufficient rental history by itself will not be a reason for a denial unless you withhold negative rental information in bad faith. A prior landlord’s negative reference will be grounds for the denial of your application. If you fail to provide any required information to avoid a negative reference, the application may be denied. In the case of first-time renters, we reserve the right to vary the rental history requirement if all other aspects of the screening are favorable. Income Requirements Income from all sources must be sufficient to pay applicant’s rent, utility costs, and other predictable living expenses. Applicants have the option to upload as many as five documents to verify their income through Zillow. Income coverage of three times the rent amount is required. Income coverage of three times the rent amount is required. In Minneapolis, an applicant that does not have income equal to three times the rent has the option of submitting, at the time of the application, a rent/payment ledger from the applicant’s current landlord/lender for at least 12 months showing a business record, account ledger, of rent/housing payments, along with documentation to show the applicant’s actual income for the proceeding 12 month period, so as to establish a history of timely rent payment with income less than three times rent. The prior rent must be comparable to the rent for the unit that is the subject for the application. Each adult applicant is screened individually and must qualify for housing on the basis of income. For multiple adult applicants for a unit, we will consider the combined income of the household and co-applicants if there is a verifiable obligation of support between co-applicants (such as a married couple, verifiable domestic partnership, parent/child, guardian and ward, etc.) To be counted as income, amounts must be verifiable, reliable, and predictable. For employment income, applicants must provide proof of current employment. If employment has changed within the past six months, information of verifiable previous employment will be required. Salary or wages must be verified with employer or by copies of three months’ of check stubs. If you are self-employed, retired, or have income from investments, royalty or other income, you must provide proof of income by furnishing copies of federal income tax returns and/or other verifiable documentation acceptable to us. Verification of income can be done by submitting the prior year’s tax return or submitting current and verifiable paystubs. Management may need to verify the pay stubs as authentic. In the event your application is denied due to income requirements, it may be possible in the discretion of Management to obtain a co-signor or guarantor. Co-signors/ 3 guarantors are required to meet all income requirements. Co-signors/guarantors are also held legally responsible of the terms and conditions of the lease. Failure to provide the above information, accurately provide the information above may result in a denial of your rental application. Unpaid Debts Unpaid debts with any creditor including a utility company must be paid in full before the Rental Application will be approved. Failure to provide this information in advance of completing this application may result in a denial of your rental application due to unpaid debts or failure to disclose all the information. See Information Disclosure. Failure to provide this information in advance of completing this application may result in a denial of your rental application. Unpaid Criminal or Civil Judgments Unpaid criminal or civil judgments with any creditor must be paid in full before the Rental Application will be approved. You must provide written, verifiable proof that the criminal or civil judgments has been paid. Failure to provide this information in advance of completing this application may result in a denial of your rental application. Credit Verification Credit references are checked with the major credit bureaus. An adverse credit reference, including but not limited to a high amount of debt, open consumer debts, open collections, bankruptcy may be grounds for denial of the application. In Minneapolis, a credit score alone and insufficient credit history is not a basis for denial. Credit verification is completed for all individuals completing the rental applications. This verification is conducted by Zillow.com through its Zillow Rental Manager platform and is an independent reporting agency that performs all screening activities. If you want to discuss or dispute anything in your residential screening or credit report, you will need to contact the credit bureau or Zillow.com that provided the information and the report. If you are denied based on information provided by a tenant screening service you will need to log into your Zillow account/portal and dispute the information through Zillow. Management does not keep paper copies of reports and they are digitally stored on the Zillow Rental Manager portal. Public Records and Criminal History Zillow screening will include a review of public records and criminal history. Management will not issue a denial based solely on an arrest record. Management does consider open and pending charges and convictions and that reflect activity that could adversely affect the health, safety, or welfare of neighbors or agents of Management, adversely affect the reputation of the property, or our participation in crime free/drug free policies. Our review of pending charges and criminal convictions does take into consideration the age of the offense and the degree or severity of the offense. Management believes its review of public record and criminal history is nondiscriminatory and is intended to balance the needs and interests of the property owner, and other residents, along with Management’s concern to have applicants that will have respect for rules of society, will comply with the lease, and do not have records that Management reasonably believes could pose risks for the property, other residents, or the reasonable expectations of other residents. In Minneapolis, Management’s lookback period for criminal history, or consideration of the relevance of an applicant’s history that may disclose multiple records of unlawful conduct, is more restrictive, 4 than what is permitted under the Renter Protection Ordinance definition of inclusive criteria. Accordingly, applicants for a Minneapolis rental that believe they may have an adverse public record or criminal history and want Management to consider supplemental evidence, may provide documentation on a compliance addendum available to applicants submitting an application or can provide any other information in any other format that is appropriate and verifiable. Management will not deny an application based on misdemeanors older than three (3) years or for most felonies older than seven (7) years, with the exception of first-degree assault, first degree arson, aggravated robbery, murder, first-degree manslaughter, kidnapping, or first-degree sexual conduct, that are older than ten (10) years, all measuring from the sentencing dates. In addition, applications of persons convicted of the illegal manufacture or distribution of a controlled substance, or where a household member is subject to a lifetime sex offender registration, will be denied regardless of the age of conviction. Business Relationship The relationship between and landlord and resident is a business relationship. A courteous and business-like attitude is required from both parties. Management reserves the right to refuse rental to anyone who is verbally abusive, swears, is disrespectful, makes threats, has been drinking, is “high,” is argumentative, or in general displays an attitude at the time of the apartment showing and application process that causes Management to believe we would not have a positive business relationship. Occupancy Management’s Occupancy standards are as follows: Efficiency 1 occupant 1 Bedroom 2 occupants 2 Bedroom 3 occupants 3 Bedroom 6 occupants Failure to disclose the number of occupants on the application shall constitute a reason for denial of this application. Eviction Actions Eviction Action case history will be checked. Eviction Actions within the past three years for rent, or eviction actions in the past six years for other reasons may be a basis for denial of your application. Eviction actions where there was a judgment entered or a Writ of Recovery against the applicant, or within one year where the eviction was settled with no judgment or Writ of Recovery, measuring from the application date, may be a basis for denial of an application. Failure to affirmatively provide court filings and case numbers containing eviction information may result in a denial of your rental application. Denial of Application In the event that your application is denied, Management will notify you within 14 days of the denial reasons including any criteria that you failed to meet. Since the application process is online, there will be no paper copy of an application. If your application is denied, applicant will receive the reasons for denial by U.S. Mail to the address applicant 5 provided to Management or email at the address applicant provided to Management or Zillow. Equal Opportunity The housing provider herein is an equal opportunity housing provider. Management does not discriminate on the basis of sex, race, color, creed, national origin, ancestry, marital status, religion, disability, or sexual orientation. We will make reasonable modifications in rules, policies, practices, or services when accommodations may be necessary to afford a disabled person equal opportunity to use and enjoy housing. If you wish to request a reasonable accommodation, please let us know. CONSENT AND VERIFICATION The undersigned acknowledges receipt of the Tenant Screening Criteria and Rental Application Policy, and authorizes Management and its agents and Zillow to obtain information for the purposes of determining whether or not to approve the applicant for an apartment.