Resident Selection Criteria  

Gresslin Rentals 

Chattanooga, TN 

The following is the Tenant Selection Criteria of Gresslin Rentals (Manager or Landlord). It may be revised, modified, or updated from time to time by Landlord/Management at Landlord/Management’s sole discretion.  

Equal Housing: We are committed to providing equal housing opportunities in accordance with the federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status, or national origin, or intention to make such preference, limitation or discrimination.” Real estate advertised is also subject to state and local fair housing laws, which prohibit discriminatory advertising in additional categories, such as sexual orientation, gender identity, and source of income.  

Application and Notification: 

• An application must be completed for each occupant 18 years of age or older, and any occupants under the age of 18 and deemed an adult under applicable law.  
• A non-refundable application fee of $50, must be paid by each Applicant before an application will be processed.  
• All Applicants are required to present a valid government-issued identification. Except as otherwise prohibited by applicable law, non-U.S. citizen Applicants may be required to present additional documentation evidencing Applicant’s right to live in the United States through the end of the lease term.  
• An application does not constitute a lease agreement or offer to lease. No lease shall exist unless and until Landlord and Applicant execute a lease agreement and Applicant pays all required funds.  
• Falsification of any information on an application may result in Applicant’s automatic denial. If an Applicant is denied for falsifying paperwork, Landlord may retain all deposits and fees paid.  
• The first Applicant to complete and submit the Application and all Application fees, pass the verification process, and pay all required deposits will be accepted. 
• Notifications of acceptance or denial will be made by email to the email address provided on your Application. Denials will include information regarding the credit and background check provider. 
• A completed application will contain: 
• Signed Resident Selection Criteria Form 
• Signed Lease Application (One for each individual 18 years and older) 
• $50 non-refundable application fee for each Lease Application submitted 
• Valid Driver's License or other Photo ID for each Lease Application submitted 
• Verifiable Proof of Income (2 months of paystubs or 2 years of tax returns if self-employed/1099) 
• Verifiable Cash Reserves (2 Months of Bank Statements or statements from other financial institutions) 
• Completed Pet Screening Profile (Required by all Applicants) 

Occupancy Standard: A maximum of two (2) persons per bedroom are allowed.   

Age: Lease holder(s) must be 18 years or older, unless head of household, military under the age of 18 years, or a minor that has been emancipated.  All occupants 18 years or older are required to complete an Application, even if living with parent or guardian. 

Income: 

• Gross monthly income of all lease holder(s) must equal at least 2.5 times the monthly rental amount.  All income must be verifiable.   
• Income does not include allowance from parents, scholarships or study subsidies. 
• Employed applicants will be asked to produce pay stubs for the past two months 
• Additional legal sources of verifiable income may be accepted. Examples include social security, child support, disability, retirement, bank statements, and any other legal, verifiable income. Applicant must provide three (3) consecutive months of bank statements if an additional source of income cannot be confirmed from its source.  
• Applicants starting a new job may be required to provide an Offer Letter on employer letterhead confirming start date and compensation terms.  
• In instances where sufficient income requirements cannot be met, Landlord may elect to accept pre-paid rent or a Guarantor.  
• Some income results may require further verification.  

Guarantor:  

• A Guarantor must submit an application and pay a non-refundable application fee, if applicable.  
• Landlord allows only one Guarantor per household.  
• A Guarantor is subject to the same qualification requirements as an Applicant but must have an income of four (4.0) times the monthly rent and a credit score of at least 650 
• A Guarantor will be required to sign the lease.  

 
Employment: Applicant must: 

1) be employed with current employer for at least six months 

2) have current job and at least six months employment with previous employer; or  

3) receiving retirement benefits, or any other verifiable and consistent income. 
 
Self-Employment: – Must provide the previous year’s personal income tax return and the previous two months personal bank statements as evidence of sufficient income.  Persons whose jobs are commission only or base salary plus commission, tips, or bonuses are considered self-employed. 
 
Rental History: Previous rental history will be reviewed and no negative rental history will be accepted. Negative rental history is determined by:  

• Failure to pay rent timely. 
• Evictions filed within the last three years; prior evictions may result in an automatic denial of your application. 
• Damages in amounts exceeding $1,000.  
• Repeated disturbances, not related to circumstances protected under Violence Against Women’s Act.  
• Prior management references describing reports of drug dealing or manufacturing, gambling, or prostitution on the premises. 
• Prior evictions may result in an automatic denial of your application. 
• Applicant may be denied for an outstanding debt or judgment to any prior landlord.  

Credit:  

• A credit report or substantially similar report will be completed on all Applicants to verify creditworthiness.   
• Credit Scores below 600 or no credit history may result in the requirement of an additional deposit or denial.  
• Open bankruptcies may result in an automatic denial of your application.  
• Some credit results may require further verification.  
• Risk Mitigation Fee: 
• If accepted, credit scores of <599 will be charged $75 at approval and a $10/monthly Risk Mitigation Fee. 
• A Risk Mitigation Fee is required and is not removed due to having a Guarantor. 
   

Criminal, Sex Offense, and Terrorist Database Check:  

• We will check these databases for all occupants over 18.   
• We do not rent to any person convicted of violent crimes against persons or property; prostitution; domestic violence; involving the possession of weapons; or the manufacture or distribution of illegal substances. All are grounds for denial of an application.   
• Criminal offenses will be evaluated based on type of offense, how long ago you were convicted, your age at the time of offense, evidence of rehabilitation, and any other information you would like us to consider.  
• Please provide details in writing along with any other supporting documentation you would like us to consider.    
   

Animals:  

• PET SCREENING IS A REQUIRED PART OF THE APPLICATION PROCESS FOR ALL APPLICANTS 
• A welcoming environment is paramount to all of our residents, with or without pets as well as animals. To help ensure ALL of our residents understand our pet and animal-related policies, we use a third-party screening service and require EVERYONE to complete a profile. This process ensures we have formalized pet and animal-related policy acknowledgments and more accurate records to create greater mutual accountability. PetScreening.com provides a risk level assessment for each pet profile which is based on the over risk of the pet. Pet Fees are based upon those Paw Score Risk Levels (for dogs & cats).  If you need accommodation in another way, please contact us. Please get started by selecting a profile category on our landing page: https://gresslin.petscreening.com/  
• PetScreening.com does NOT charge profile fees for “Assistance Animals” or “No Pet” profiles.  There is a profile fee for pets.  Currently, it is $25-$30.  These fees are subject to change at the discretion of PetScreening.com and are not controlled by Landlord.  
• A maximum of 2 pet(s) are permitted on the property.  Dogs with a history of aggression toward others will not be approved.  Additional restrictions may apply.  Pet fees, pet rent, and/or deposits may be charged.  
• Assistance animals are not considered pets and are allowed to reasonably accommodate a handicapped leaseholder or occupant.  PetScreening.com will verify all Assistance animal profiles.  
• Regardless of prior consent, Landlord reserves the right to have any pet removed from the property if it is determined that the pet poses a threat to the safety or condition of the property or any people in the property or the community. 
• Landlord charges a pet fee each month for each of your pets. The term “pet fee” is simply a fee you will pay for the allowance of your pet to occupy the rental unit with you. Pet fees are charged on a monthly basis and are paid with your property rent. The charges breakdown as follows for each paw score risk level and non traditional pets: 

Pet Processing & Lease Addendum Fee for Pets* 

1 Paw - $100	2 Paw - $80	3 Paw - $40	4 Paw - $35	5 Paw - $30

Pet Fee (Paid Monthly with Property Rent) 

Vehicles:  

• No more than two (2) vehicles are permitted. 
• Vehicles must be operational and have current registrations. 
• Boats and trailers are not allowed without Landlord’s prior written approval.  

Renter’s Insurance: We require $100,000 of renter’s liability insurance on the property for casualties such as fire, flood, water damage, theft, and general liability.  You will be required to submit proof of such coverage at the time of move in and upon renewal of their policy. 
 

Privacy Policy for Personal Information of Rental Applicant and Residents: – We are dedicated to protecting the privacy of your personal information, including your Social Security Number and other identifying or sensitive personal information.  Our policy and procedures are designed to help ensure that your information is kept secure, and we work to follow all federal and state laws regarding the protection of your personal information.  While no one can guarantee against identity theft or the misuse of personal information, protecting the information your provide us is a high priority to our company and staff.   If you have concerns about this issue, please feel free to share them with us. 

• How personal information is collected: You will be asked to furnish some personal information when you apply to rent from us.  This information will be on the rental application form or other document that you provide to us or to an apartment locator service, either on paper or electronically. 
• How and when information is used: We use this information for our business purposes only as it relates to leasing a dwelling to you.  Examples of these uses include but are not limited to, verifying statements made on your rental application (such as your rental, credit and employment history), reviewing your lease for renewal and enforcing your lease obligations (such as to obtain payment for money you may owe us in the future).   
• How the information is protected and who has access: We allow only authorized persons to have access to your personal information, and we keep documents and electronic records containing this information in secure areas and systems. 
• How the information is disposed of: After we no longer need or are required to keep your personal information, we will store or destroy in a manner designed to prevent unauthorized persons from accessing it.  Our disposal methods will include shredding, destruction or obliteration of paper documents and destruction of electronic files.   

Locator Services: If you found us through a locator service, please be aware that the locator services are independent contractors and are not our employee or agents, even though they may initially process rental applications and fill out lease forms.  You should require any locator services you use to furnish you their own privacy policies. 

Websites: Home details on Landlord and/or third-party website(s) are offered for illustrative purposes only. Actual home details may vary. Applicant should verify all information and property condition before lease execution.  
 

I understand and accept these qualifying standards and have truthfully answered all questions.  I understand that falsification of Rental Application information will lead to denial of rental. I understand your ability to verify this information is limited to the information made available by the agencies and services used.