Gemini Capital Management — Rental Application Criteria

Equal Housing Opportunity
We apply rental criteria consistently and comply with applicable federal, Michigan, and local fair housing laws. We do not discriminate based on any legally protected characteristic. Applicants may request reasonable accommodations or modifications related to a disability by contacting our leasing manager.

Application Requirements
Each adult who will reside in the apartment must complete an application and provide the required information, supporting documentation, and authorization for any applicable screening. All intended occupants must be disclosed. Application fees, if applicable, and their terms will be disclosed before payment.

Income and Ability to Pay
Our standard monthly household income requirement is at least three (3x) times the monthly rent, plus $200 per month for utilities. Income must be verifiable.

We consider lawful, verifiable income sources, including employment, self-employment, retirement income, Social Security, disability benefits, support payments. Employment is not required when other qualifying income is available. Acceptable documentation may include pay statements, tax returns, benefit or award letters, assistance documentation, bank statements, or an accepted employment offer.

For applicants receiving rental assistance, we account for the assistance and assess affordability based on the applicant’s required share of rent and applicable utility obligations. Additional or different requirements imposed by a housing program will be disclosed when applicable.

Verification and Review
Application information and supporting documents must be accurate and complete. Applicants may be asked to clarify discrepancies or provide additional documentation. If a consumer report affects an adverse rental decision, we will provide the notices required by applicable law, including information about requesting and disputing the report.

Occupancy
Occupancy is evaluated according to the apartment’s size, layout, applicable occupancy requirements, local zoning regulations, and fair housing obligations.

Pets and Assistance Animals
Pet permission varies by property and requires prior approval. Approved pets are subject to the applicable pet agreement and pet rent of $25 per month, per pet. Animals approved as a reasonable accommodation are handled separately from pets and are not charged pet rent or pet fees.

Application Timing
Complete applications are normally reviewed within one to three business days after all required information, documentation, and any applicable fees have been received. Missing information or third-party verification may delay a decision.

Approval and Move-In
Submitting an application or attending a showing does not reserve an apartment or guarantee approval. Following approval, we will provide written instructions for securing the apartment and completing the lease documents.

The deposit to hold an approved apartment is equal to one month’s rent. Its payment deadline, refund conditions, and application toward move-in charges will be provided in writing before payment.

Before receiving possession, applicants must complete the lease documents and provide the required payments, documentation, and proof of any required utility transfers.

Questions or Accommodation Requests
Kyle McKenzie — Leasing Manager
616-843-1350
kyle@geminicapitalmgt.com