----------------------------

Only $1499 Deposit

----------------------------

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify : https://depositfree.myobligo.com/pre-qualify

----------------------------

This inviting 3-bedroom home offers a tranquil retreat with its lovely balcony welcoming you to a spacious living room bathed in natural light and hardwood floors adding an extra touch of warmth. There are 3 nice-sized bedrooms with ample closet space and an atmosphere perfect for relaxation. The well-equipped kitchen makes meal preparation effortless, with abundant cabinets to meet your cooking and storage needs. The washer and dryer hookup adds convenience to your laundry routine and with Central Heat and Air, you get to save 5-15% on your energy bill and helps ensure a clean, healthy living environment for your family. The fenced-in backyard is ideal for furry best friends up to 90 lbs, plus, a carport that protects your car from the elements completes this delightful package. Located in the historic Orchard Knob neighborhood with easy access to highways, hospitals, and shops and is just a few minutes from Downtown Chattanooga.

Apply for a showing now before it's gone!

------------------------------------------------------------------------------------------------------

Sale Price : $ 152,110

Down Payment : $ 5,000

Loan Origination Fee : $ 1,521.10

Agreement Preparation Fee : $ 100

Financed : $ 148.631.10

Monthly Payment : $ 1,262.09 Plus taxes and Insurance

Term : 40 Years

----------------------------

Washer & Dryer Rental Program

- $99/month for a high-quality washer and dryer

- One-time installation fee: $75

- Repairs and maintenance are covered

- Charges apply for damage or loss

----------------------------

Availability Date

Move-in date may change depending on property condition or vacancy status.

----------------------------

MONTHLY CHARGES (in addition to base rent)

----------------------------

- Smart Home Automation ............ $20.95

- Resident Benefits Package ........ $49.95

- Group Rate Internet .............. $65

----------------------------

AMENITIES

----------------------------

- Smart Home Automation

- Central Heat and Air

- Natural Gas Heat

- Fenced and Large Yard

- Refrigerator, Stove, Dishwasher

- Washer and Dryer Hookup

- Pet Friendly (90 lbs max)

- Section 8 Accepted

----------------------------

LEASE TERMS

----------------------------

- 12-Month Lease:................. Base Rent

- 6-11 Months:.................... +$100/month

- Month-to-Month:................. +$250/month

----------------------------

MANDATORY PROGRAMS & FEES

----------------------------

- Smart Home Automation ............ $20.95/month (mandatory)

- Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs.

- Resident Benefits Package ........ $49.95/month (mandatory)

- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

- Group Rate Internet Package ........ $65.00/month (mandatory)

- Get super fast 1 Gig internet with no upfront equipment or installation fees, plus quick, hassle-free setup in one call. All for just $65/month, including no data caps and premium live support through Second Nature.

- Smoking/Vaping Fee ............... $200 one-time (non-refundable)

- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.

----------------------------

UTILITY CONCIERGE SERVICE (Optional)

----------------------------

- Utility Setup Fee ................ $175 one-time (non-refundable)

- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

- Utility Service Admin Fee ........ $9.95/month

- Charged for consolidated billing, service management, and ongoing utility coordination.

- Billing Convenience .............. One simple bill

- Receive one combined bill for rent and utilities with reminders and full transparency.

----------------------------

PET POLICY

----------------------------

- Standard/Regular Breeds:

- $300 non-refundable fee per pet

- $25/month for 1st pet; $10/month for each additional (max 3)

- Restricted/Aggressive Breeds: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.

- $375 non-refundable fee per pet

- $45/month for 1st pet; $25/month for each additional (max 3)

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

----------------------------

APPLICATION REQUIREMENTS

----------------------------

- AUTOMATIC DENIALS:

- Utility Collections - (can be rectified by paying balance with receipt.)

- Landlord Collections - (can be rectified by paying balance with receipt.)

- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)

- Drug Charges - (non-negotiable)

- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)

- Bankruptcies (within the last 5 years) - (non-negotiable)

- CREDIT REQUIREMENTS:

- If employed less than 1 year with current employer:

- 600+: No Risk Mitigation Fee

- 575-599: 50% Risk Mitigation Fee

- 550-574: 100% Risk Mitigation Fee

- 549 below or No credit history: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent)

- If employed more than 1 year with current employer:

- 575+: No Risk Mitigation Fee

- 550-574: 50% Risk Mitigation Fee

- 525-549: 100% Risk Mitigation Fee

- 500-524: 150% Risk Mitigation Fee

- 499 below or No credit history: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent)

- INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

----------------------------

APPLICATION PROCESS

----------------------------

- Apply online: https://bit.ly/stevensrealtyapplynow

- Application fee: $65/adult (non-refundable)

- Processing time: 2-3 business days

----------------------------

MOVE-IN COSTS

----------------------------

- First month’s rent (prorated)

- Security deposit

- $100 lease preparation fee

- Additional Mandatory fees and programs listed above

----------------------------

NEED TO SELL BEFORE YOU MOVE?

--------------------- -------

- Stevens Realty can buy your current home directly.

- No repairs, cleaning, or commissions

- Move into your new home up to 30 days sooner!

----------------------------

BONUS: BUILD YOUR CREDIT!

----------------------------

- Pay your rent on time and we’ll report it to all 3 credit bureaus!

- Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------

Contact us today to schedule a tour or apply online!

www.stevensrentals.com

----------------------------

Affordable Housing : Yes

Resident Benefits Package

Smart Lock & Thermostat Automation Inclusive

Stevens Realty All Bills Included Utility Concierge Service Required

Washer/Dryer For Rent

----------------------------

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify : https://depositfree.myobligo.com/pre-qualify

----------------------------

Unlock your sanctuary in this home that welcomes you with a relaxing covered porch as you enter a home bathed in natural light. Featuring 3 good-sized bedrooms with ample closet space, 1 full bath, lovely wooden floors, and a well-equipped kitchen with plenty of kitchen cabinets to cater to your cooking needs. Equipped with modern amenities such as a smart home system, central heat and air, and a washer and dryer hook-up to ensure your comfort throughout the seasons. A garage protects your car and a fenced yard ensures your kids and pets have a safe space to play. Pet friendly at 90 lbs max. Convenient location with easy interstate access and just minutes away from downtown Chattanooga, with several dining, shopping, and entertainment.

Schedule a showing now before it is gone!

----------------------------

Only $1299 Deposit

----------------------------

Washer & Dryer Rental Program

- $99/month for a high-quality washer and dryer

- One-time installation fee: $75

- Repairs and maintenance are covered

- Charges apply for damage or loss

----------------------------

Availability Date

Move-in date may change depending on property condition or vacancy status.

----------------------------

MONTHLY CHARGES (in addition to base rent)

----------------------------

- Resident Benefits Package ........ $49.95

----------------------------

AMENITIES

----------------------------

- Window AC Unit

- Electric Heat

- Refrigerator, Stove

- Washer and Dryer Hookup

- Pet Friendly (90 lbs max)

- Section 8 Accepted

----------------------------

LEASE TERMS

----------------------------

- 12-Month Lease:................. Base Rent

- 6-11 Months:.................... +$100/month

- Month-to-Month:................. +$250/month

----------------------------

MANDATORY PROGRAMS & FEES

----------------------------

- Resident Benefits Package ........ $49.95/month (mandatory)

- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

- Smoking/Vaping Fee ............... $200 one-time (non-refundable)

- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.

----------------------------

UTILITY CONCIERGE SERVICE (Optional)

----------------------------

- Utility Setup Fee ................ $175 one-time (non-refundable)

- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

- Utility Service Admin Fee ........ $9.95/month

- Charged for consolidated billing, service management, and ongoing utility coordination.

- Billing Convenience .............. One simple bill

- Receive one combined bill for rent and utilities with reminders and full transparency.

----------------------------

PET POLICY

----------------------------

- Standard/Regular Breeds:

- $300 non-refundable fee per pet

- $25/month for 1st pet; $10/month for each additional (max 3)

- Restricted/Aggressive Breeds: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.

- $375 non-refundable fee per pet

- $45/month for 1st pet; $25/month for each additional (max 3)

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

----------------------------

APPLICATION REQUIREMENTS

----------------------------

- AUTOMATIC DENIALS:

- Utility Collections - (can be rectified by paying balance with receipt.)

- Landlord Collections - (can be rectified by paying balance with receipt.)

- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)

- Drug Charges - (non-negotiable)

- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)

- Bankruptcies (within the last 5 years) - (non-negotiable)

- CREDIT REQUIREMENTS:

- If employed less than 1 year with current employer:

- 600+: No Risk Mitigation Fee

- 575-599: 50% Risk Mitigation Fee

- 550-574: 100% Risk Mitigation Fee

- 549 below or No credit history: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent)

- If employed more than 1 year with current employer:

- 575+: No Risk Mitigation Fee

- 550-574: 50% Risk Mitigation Fee

- 525-549: 100% Risk Mitigation Fee

- 500-524: 150% Risk Mitigation Fee

- 499 below or No credit history: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent)

- INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

----------------------------

APPLICATION PROCESS

----------------------------

- Apply online: https://bit.ly/stevensrealtyapplynow

- Application fee: $65/adult (non-refundable)

- Processing time: 2-3 business days

----------------------------

MOVE-IN COSTS

----------------------------

- First month’s rent (prorated)

- Security deposit

- $100 lease preparation fee

- Additional Mandatory fees and programs listed above

----------------------------

NEED TO SELL BEFORE YOU MOVE?

--------------------- -------

- Stevens Realty can buy your current home directly.

- No repairs, cleaning, or commissions

- Move into your new home up to 30 days sooner!

----------------------------

BONUS: BUILD YOUR CREDIT!

----------------------------

- Pay your rent on time and we’ll report it to all 3 credit bureaus!

- Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------

Contact us today to schedule a tour or apply online!

www.stevensrentals.com

----------------------------

Driveway Parking

Mini Blinds

Resident Benefits Package

Stevens Realty All Bills Included Utility Concierge Service Required

Washer/Dryer For Rent

----------------------------

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify : https://depositfree.myobligo.com/pre-qualify

----------------------------

Welcome to your own private oasis! This charming 3-bedroom 1-bath ranch-style home is the perfect retreat from the hustle and bustle of everyday life. With lovely vinyle floors, creamy white walls and a well-equipped galley kitchen with white shaker cabinets and a big pantry with a washer and dryer hook-up. The generously sized bedrooms provide a calming atmosphere with ample closet space for each room. A Window AC Unit keeps you cool during warm summer days, and electric heating for energy efficiency. Pets up to90 lbs. are welcome. This property is in a historic neighborhood, just a short walk from Knoxville College. It has one of the best views in the city and is only a few minutes away from downtown.

Don't miss out on this offer

----------------------------

Only $1299 Deposit

----------------------------

Washer & Dryer Rental Program

- $99/month for a high-quality washer and dryer

- One-time installation fee: $75

- Repairs and maintenance are covered

- Charges apply for damage or loss

----------------------------

Availability Date

Move-in date may change depending on property condition or vacancy status.

----------------------------

MONTHLY CHARGES (in addition to base rent)

----------------------------

- Resident Benefits Package ........ $49.95

----------------------------

AMENITIES

----------------------------

- Central Heat and Air

- Electric Heat

- Refrigerator, Stove

- Washer and Dryer Hookup

- Pet Friendly (90 lbs max)

- Section 8 Accepted

----------------------------

LEASE TERMS

----------------------------

- 12-Month Lease:................. Base Rent

- 6-11 Months:.................... +$100/month

- Month-to-Month:................. +$250/month

----------------------------

MANDATORY PROGRAMS & FEES

----------------------------

- Resident Benefits Package ........ $49.95/month (mandatory)

- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

- Smoking/Vaping Fee ............... $200 one-time (non-refundable)

- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.

----------------------------

UTILITY CONCIERGE SERVICE (Optional)

----------------------------

- Utility Setup Fee ................ $175 one-time (non-refundable)

- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

- Utility Service Admin Fee ........ $9.95/month

- Charged for consolidated billing, service management, and ongoing utility coordination.

- Billing Convenience .............. One simple bill

- Receive one combined bill for rent and utilities with reminders and full transparency.

----------------------------

PET POLICY

----------------------------

- Standard/Regular Breeds:

- $300 non-refundable fee per pet

- $25/month for 1st pet; $10/month for each additional (max 3)

- Restricted/Aggressive Breeds: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.

- $375 non-refundable fee per pet

- $45/month for 1st pet; $25/month for each additional (max 3)

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

----------------------------

APPLICATION REQUIREMENTS

----------------------------

- AUTOMATIC DENIALS:

- Utility Collections - (can be rectified by paying balance with receipt.)

- Landlord Collections - (can be rectified by paying balance with receipt.)

- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)

- Drug Charges - (non-negotiable)

- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)

- Bankruptcies (within the last 5 years) - (non-negotiable)

- CREDIT REQUIREMENTS:

- If employed less than 1 year with current employer:

- 600+: No Risk Mitigation Fee

- 575-599: 50% Risk Mitigation Fee

- 550-574: 100% Risk Mitigation Fee

- 549 below or No credit history: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent)

- If employed more than 1 year with current employer:

- 575+: No Risk Mitigation Fee

- 550-574: 50% Risk Mitigation Fee

- 525-549: 100% Risk Mitigation Fee

- 500-524: 150% Risk Mitigation Fee

- 499 below or No credit history: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent)

- INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

----------------------------

APPLICATION PROCESS

----------------------------

- Apply online: https://bit.ly/stevensrealtyapplynow

- Application fee: $65/adult (non-refundable)

- Processing time: 2-3 business days

----------------------------

MOVE-IN COSTS

----------------------------

- First month’s rent (prorated)

- Security deposit

- $100 lease preparation fee

- Additional Mandatory fees and programs listed above

----------------------------

NEED TO SELL BEFORE YOU MOVE?

--------------------- -------

- Stevens Realty can buy your current home directly.

- No repairs, cleaning, or commissions

- Move into your new home up to 30 days sooner!

----------------------------

BONUS: BUILD YOUR CREDIT!

----------------------------

- Pay your rent on time and we’ll report it to all 3 credit bureaus!

- Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------

Contact us today to schedule a tour or apply online!

www.stevensrentals.com

----------------------------

Resident Benefits Package

Stevens Realty All Bills Included Utility Concierge Service Required

Washer/Dryer For Rent

----------------------------

Only $1299 Deposit

----------------------------

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify : https://depositfree.myobligo.com/pre-qualify

----------------------------

Beautiful 2-bedroom two-story duplex home with 1.5 bath has plenty of room for a growing family. Featuring abundant natural light, a dedicated laundry closet, and a well-equipped eat-in galley kitchen with lovely wooden cabinets and a double glass sliding door access to the backyard balcony where you can extend your dining experience outdoors or enjoy the fresh air and green views with a coffee or a book with your family and friends. Upstairs you'll find good-sized carpeted bedrooms that are bright and airy, and with ample closet space for your belongings. Stay comfortable year-round with central heat and air that provide consistent temperatures throughout the home. Pets up to 30 lbs. are welcome. Finally, this home has a large basement and a garage for your cars so you'll never worry about storage space. Centrally located in East Ridge near restaurants, shopping, and just a minutes to downtown, Hamilton Place, and Ft. Oglethorpe.

Apply for a showing now!

----------------------------

Washer & Dryer Rental Program

- $99/month for a high-quality washer and dryer

- One-time installation fee: $75

- Repairs and maintenance are covered

- Charges apply for damage or loss

----------------------------

Availability Date

Move-in date may change depending on property condition or vacancy status.

----------------------------

MONTHLY CHARGES (in addition to base rent)

----------------------------

- Resident Benefits Package ........ $49.95

----------------------------

AMENITIES

----------------------------

- Central Heat and Air

- Electric Heat

- Balcony

- Attached Garage / Basement

- Refrigerator, Stove, Dishwasher

- Washer and Dryer Hookup

- Pet Friendly (30 lbs max)

- Section 8 Accepted

----------------------------

LEASE TERMS

----------------------------

- 12-Month Lease:................. Base Rent

- 6-11 Months:.................... +$100/month

- Month-to-Month:................. +$250/month

----------------------------

MANDATORY PROGRAMS & FEES

----------------------------

- Resident Benefits Package ........ $49.95/month (mandatory)

- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

- Smoking/Vaping Fee ............... $200 one-time (non-refundable)

- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.

----------------------------

UTILITY CONCIERGE SERVICE (Optional)

----------------------------

- Utility Setup Fee ................ $175 one-time (non-refundable)

- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

- Utility Service Admin Fee ........ $9.95/month

- Charged for consolidated billing, service management, and ongoing utility coordination.

- Billing Convenience .............. One simple bill

- Receive one combined bill for rent and utilities with reminders and full transparency.

----------------------------

PET POLICY

----------------------------

- Standard/Regular Breeds:

- $300 non-refundable fee per pet

- $25/month for 1st pet; $10/month for each additional (max 3)

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

- Restricted Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.

----------------------------

APPLICATION REQUIREMENTS

----------------------------

- AUTOMATIC DENIALS:

- Utility Collections - (can be rectified by paying balance with receipt.)

- Landlord Collections - (can be rectified by paying balance with receipt.)

- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)

- Drug Charges - (non-negotiable)

- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)

- Bankruptcies (within the last 5 years) - (non-negotiable)

- CREDIT REQUIREMENTS:

- If employed less than 1 year with current employer:

- 600+: No Risk Mitigation Fee

- 575-599: 50% Risk Mitigation Fee

- 550-574: 100% Risk Mitigation Fee

- 549 below or No credit history: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent)

- If employed more than 1 year with current employer:

- 575+: No Risk Mitigation Fee

- 550-574: 50% Risk Mitigation Fee

- 525-549: 100% Risk Mitigation Fee

- 500-524: 150% Risk Mitigation Fee

- 499 below or No credit history: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent)

- INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

----------------------------

APPLICATION PROCESS

----------------------------

- Apply online: https://bit.ly/stevensrealtyapplynow

- Application fee: $65/adult (non-refundable)

- Processing time: 2-3 business days

----------------------------

MOVE-IN COSTS

----------------------------

- First month’s rent (prorated)

- Security deposit

- $100 lease preparation fee

- Additional Mandatory fees and programs listed above

----------------------------

NEED TO SELL BEFORE YOU MOVE?

--------------------- -------

- Stevens Realty can buy your current home directly.

- No repairs, cleaning, or commissions

- Move into your new home up to 30 days sooner!

----------------------------

BONUS: BUILD YOUR CREDIT!

----------------------------

- Pay your rent on time and we’ll report it to all 3 credit bureaus!

- Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------

Contact us today to schedule a tour or apply online!

www.stevensrentals.com

----------------------------

Apartment

Resident Benefits Package

Stevens Realty All Bills Included Utility Concierge Service Required

Washer/Dryer For Rent

Step into this charming and inviting 3-bedroom, 1-bath home, perfectly blending classic character with modern efficiency in the heart of Brainerd. Sunlight streams into the spacious living and dining areas, highlighting stunning hardwood floors that create a warm, welcoming atmosphere. The well-equipped kitchen, complete with a refrigerator, stove, and dishwasher, leads to a spacious back deck—your personal oasis for relaxation and entertaining. This home is packed with high-value features, including a basement with washer/dryer hookups, central heat and air, natural gas heating, and sophisticated smart home automation for your convenience and year-round comfort. With pet-friendly policies (up to 90 lbs), Section 8 acceptance, and unbeatable access to Downtown Chattanooga, major interstates I‑24 and I‑75, and local amenities just minutes away, this is the rental opportunity you’ve been waiting for!

Don't miss out on this offer - Schedule a showing now!

----------------------------

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify : https://depositfree.myobligo.com/pre-qualify

----------------------------

Only $1,275 Deposit

----------------------------

Washer & Dryer Rental Program

- $99/month for a high-quality washer and dryer

- One-time installation fee: $75

- Repairs and maintenance are covered

- Charges apply for damage or loss

----------------------------

Availability Date

Move-in date may change depending on property condition or vacancy status.

----------------------------

MONTHLY CHARGES (in addition to base rent)

----------------------------

- Smart Home Automation ............ $20.95

- Resident Benefits Package ........ $49.95

- Group Rate Internet .............. $65

----------------------------

AMENITIES

----------------------------

- Smart Home Automation

- Central Heat and Air

- Natural Gas Heat

- Back Deck

- Attached Garage / Basement

- Refrigerator, Stove, Dishwasher

- Washer and Dryer Hookup

- Pet Friendly (90 lbs max)

- Section 8 Accepted

----------------------------

LEASE TERMS

----------------------------

- 12-Month Lease:................. Base Rent

- 6-11 Months:.................... +$100/month

- Month-to-Month:................. +$250/month

----------------------------

MANDATORY PROGRAMS & FEES

----------------------------

- Smart Home Automation ............ $20.95/month (mandatory)

- Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs.

- Resident Benefits Package ........ $49.95/month (mandatory)

- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

- Group Rate Internet Package ........ $65.00/month (mandatory)

- Get super fast 1 Gig internet with no upfront equipment or installation fees, plus quick, hassle-free setup in one call. All for just $65/month, including no data caps and premium live support through Second Nature.

- Smoking/Vaping Fee ............... $200 one-time (non-refundable)

- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.

----------------------------

UTILITY CONCIERGE SERVICE (Optional)

----------------------------

- Utility Setup Fee ................ $175 one-time (non-refundable)

- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

- Utility Service Admin Fee ........ $9.95/month

- Charged for consolidated billing, service management, and ongoing utility coordination.

- Billing Convenience .............. One simple bill

- Receive one combined bill for rent and utilities with reminders and full transparency.

----------------------------

PET POLICY

----------------------------

- Standard/Regular Breeds:

- $300 non-refundable fee per pet

- $25/month for 1st pet; $10/month for each additional (max 3)

- Restricted/Aggressive Breeds: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.

- $375 non-refundable fee per pet

- $45/month for 1st pet; $25/month for each additional (max 3)

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

----------------------------

APPLICATION REQUIREMENTS

----------------------------

- AUTOMATIC DENIALS:

- Utility Collections - (can be rectified by paying balance with receipt.)

- Landlord Collections - (can be rectified by paying balance with receipt.)

- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)

- Drug Charges - (non-negotiable)

- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)

- Bankruptcies (within the last 5 years) - (non-negotiable)

- CREDIT REQUIREMENTS

- If employed less than 1 year with current employer:

- 650+: Double Security Deposit.

- 600–649: 50% Risk Mitigation Fee.

- 550–599: 100% Risk Mitigation Fee.

- 500–549: 150% Risk Mitigation Fee.

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent).

- If employed more than 1 year with current employer:

- 600+: No Risk Mitigation Fee.

- 550–599: 50% Risk Mitigation Fee.

- 525–549: 100% Risk Mitigation Fee.

- 500–524: 150% Risk Mitigation Fee.

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent).

- INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

----------------------------

APPLICATION PROCESS

----------------------------

- Apply online: https://bit.ly/stevensrealtyapplynow

- Application fee: $65/adult (non-refundable)

- Processing time: 2-3 business days

----------------------------

MOVE-IN COSTS

----------------------------

- First month’s rent (prorated)

- Security deposit

- $100 lease preparation fee

- Additional Mandatory fees and programs listed above

----------------------------

NEED TO SELL BEFORE YOU MOVE?

--------------------- -------

- Stevens Realty can buy your current home directly.

- No repairs, cleaning, or commissions

- Move into your new home up to 30 days sooner!

----------------------------

BONUS: BUILD YOUR CREDIT!

----------------------------

- Pay your rent on time and we’ll report it to all 3 credit bureaus!

- Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------

Contact us today to schedule a tour or apply online!

www.stevensrentals.com

----------------------------

Affordable Housing : Yes

Resident Benefits Package

Smart Lock & Thermostat Automation Inclusive

Stevens Realty All Bills Included Utility Concierge Service Required

----------------------------

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify : https://depositfree.myobligo.com/pre-qualify

----------------------------

This charming 3-bedroom 1.5-bath home features a cozy living room with abundant natural light and a spacious well-equipped eat-in kitchen with lovely wooden cabinets. The bedrooms invite relaxation with ample closet space. Enjoy the convenience of a washer and dryer hook-up to simplify your laundry, a smart home system for ease of control of your space, and central heating and air to ensure a secure, energy-efficient, and healthy living environment. Pets up to 90 lbs. max are welcome. Conveniently located near shopping, dining, and schools, parks, shopping, & restaurants and just minutes to Parkridge, Memorial, and Erlanger, and all that Downtown Chattanooga has to offer.

Don't miss out on this offer - Schedule a showing now!

----------------------------

Only $1199 Deposit

----------------------------

Washer & Dryer Rental Program

- $99/month for a high-quality washer and dryer

- One-time installation fee: $75

- Repairs and maintenance are covered

- Charges apply for damage or loss

----------------------------

Availability Date

Move-in date may change depending on property condition or vacancy status.

----------------------------

MONTHLY CHARGES (in addition to base rent)

----------------------------

- Smart Home Automation ............ $20.95

- Resident Benefits Package ........ $49.95

----------------------------

AMENITIES

----------------------------

- Smart Home Automation

- Central Heat and Air

- Natural Gas Heat

- Refrigerator, Stove, Dishwasher

- Washer and Dryer Hookup

- Pet Friendly (90 lbs max)

- Section 8 Accepted

----------------------------

LEASE TERMS

----------------------------

- 12-Month Lease:................. Base Rent

- 6-11 Months:.................... +$100/month

- Month-to-Month:................. +$250/month

----------------------------

MANDATORY PROGRAMS & FEES

----------------------------

- Smart Home Automation ............ $20.95/month (mandatory)

- Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs.

- Resident Benefits Package ........ $49.95/month (mandatory)

- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

- Smoking/Vaping Fee ............... $200 one-time (non-refundable)

- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.

----------------------------

UTILITY CONCIERGE SERVICE (Optional)

----------------------------

- Utility Setup Fee ................ $175 one-time (non-refundable)

- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

- Utility Service Admin Fee ........ $9.95/month

- Charged for consolidated billing, service management, and ongoing utility coordination.

- Billing Convenience .............. One simple bill

- Receive one combined bill for rent and utilities with reminders and full transparency.

----------------------------

PET POLICY

----------------------------

- Standard/Regular Breeds:

- $300 non-refundable fee per pet

- $25/month for 1st pet; $10/month for each additional (max 3)

- Restricted/Aggressive Breeds: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.

- $375 non-refundable fee per pet

- $45/month for 1st pet; $25/month for each additional (max 3)

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

----------------------------

APPLICATION REQUIREMENTS

----------------------------

- AUTOMATIC DENIALS:

- Utility Collections - (can be rectified by paying balance with receipt.)

- Landlord Collections - (can be rectified by paying balance with receipt.)

- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)

- Drug Charges - (non-negotiable)

- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)

- Bankruptcies (within the last 5 years) - (non-negotiable)

- CREDIT REQUIREMENTS

- If employed less than 1 year with current employer:

- 650+: Double Security Deposit.

- 600–649: 50% Risk Mitigation Fee.

- 550–599: 100% Risk Mitigation Fee.

- 500–549: 150% Risk Mitigation Fee.

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent).

- If employed more than 1 year with current employer:

- 600+: No Risk Mitigation Fee.

- 550–599: 50% Risk Mitigation Fee.

- 525–549: 100% Risk Mitigation Fee.

- 500–524: 150% Risk Mitigation Fee.

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent).

- INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

----------------------------

APPLICATION PROCESS

----------------------------

- Apply online: https://bit.ly/stevensrealtyapplynow

- Application fee: $65/adult (non-refundable)

- Processing time: 2-3 business days

----------------------------

MOVE-IN COSTS

----------------------------

- First month’s rent (prorated)

- Security deposit

- $100 lease preparation fee

- Additional Mandatory fees and programs listed above

----------------------------

NEED TO SELL BEFORE YOU MOVE?

--------------------- -------

- Stevens Realty can buy your current home directly.

- No repairs, cleaning, or commissions

- Move into your new home up to 30 days sooner!

----------------------------

BONUS: BUILD YOUR CREDIT!

----------------------------

- Pay your rent on time and we’ll report it to all 3 credit bureaus!

- Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------

Contact us today to schedule a tour or apply online!

www.stevensrentals.com

----------------------------

Affordable Housing : Yes

Resident Benefits Package

Smart Lock & Thermostat Automation Inclusive

Stevens Realty All Bills Included Utility Concierge Service Required

Washer/Dryer For Rent

----------------------------

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify : https://depositfree.myobligo.com/pre-qualify

----------------------------

This charming 3-bedroom, 1-bath brick home has a rustic and earthy feel, exuding warmth and character. It features a cozy living room filled with natural light and a spacious, well-equipped tiled eat-in kitchen with beautiful wooden cabinets. The bedrooms provide a relaxing atmosphere and come with ample closet space. Enjoy the comfort of a window AC unit, electric heating, a washer and dryer hookup for your laundry needs, and a wooden back deck is accessible from the kitchen, offering a lovely outdoor retreat.. Pets up to 30 lbs are welcome. The home is conveniently located near parks, shopping, and restaurants, and is just minutes from Parkridge, Memorial, and Erlanger hospitals, as well as all that downtown Chattanooga has to offer.

Don't wait - Schedule a showing now!

----------------------------

Only $1,149 Deposit

----------------------------

Washer & Dryer Rental Program

- $99/month for a high-quality washer and dryer

- One-time installation fee: $75

- Repairs and maintenance are covered

- Charges apply for damage or loss

----------------------------

Availability Date

Move-in date may change depending on property condition or vacancy status.

----------------------------

MONTHLY CHARGES (in addition to base rent)

----------------------------

- Resident Benefits Package ........ $49.95

----------------------------

AMENITIES

----------------------------

- Window AC Unit

- Electric Heat

- Back Deck

- Refrigerator, Stove

- Washer and Dryer Hookup

- Pet Friendly (30 lbs max)

- Section 8 Accepted

----------------------------

LEASE TERMS

----------------------------

- 12-Month Lease:................. Base Rent

- 6-11 Months:.................... +$100/month

- Month-to-Month:................. +$250/month

----------------------------

MANDATORY PROGRAMS & FEES

----------------------------

- Resident Benefits Package ........ $49.95/month (mandatory)

- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

- Smoking/Vaping Fee ............... $200 one-time (non-refundable)

- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.

----------------------------

UTILITY CONCIERGE SERVICE (Optional)

----------------------------

- Utility Setup Fee ................ $175 one-time (non-refundable)

- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

- Utility Service Admin Fee ........ $9.95/month

- Charged for consolidated billing, service management, and ongoing utility coordination.

- Billing Convenience .............. One simple bill

- Receive one combined bill for rent and utilities with reminders and full transparency.

----------------------------

PET POLICY

----------------------------

- Standard/Regular Breeds:

- $300 non-refundable fee per pet

- $25/month for 1st pet; $10/month for each additional (max 3)

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

- Restricted Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.

----------------------------

APPLICATION REQUIREMENTS

----------------------------

- AUTOMATIC DENIALS:

- Utility Collections - (can be rectified by paying balance with receipt.)

- Landlord Collections - (can be rectified by paying balance with receipt.)

- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)

- Drug Charges - (non-negotiable)

- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)

- Bankruptcies (within the last 5 years) - (non-negotiable)

- CREDIT REQUIREMENTS:

- If employed less than 1 year with current employer:

- 600+: No Risk Mitigation Fee

- 575-599: 50% Risk Mitigation Fee

- 550-574: 100% Risk Mitigation Fee

- 549 below or No credit history: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent)

- If employed more than 1 year with current employer:

- 575+: No Risk Mitigation Fee

- 550-574: 50% Risk Mitigation Fee

- 525-549: 100% Risk Mitigation Fee

- 500-524: 150% Risk Mitigation Fee

- 499 below or No credit history: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent)

- INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

----------------------------

APPLICATION PROCESS

----------------------------

- Apply online: https://bit.ly/stevensrealtyapplynow

- Application fee: $65/adult (non-refundable)

- Processing time: 2-3 business days

----------------------------

MOVE-IN COSTS

----------------------------

- First month’s rent (prorated)

- Security deposit

- $100 lease preparation fee

- Additional Mandatory fees and programs listed above

----------------------------

NEED TO SELL BEFORE YOU MOVE?

--------------------- -------

- Stevens Realty can buy your current home directly.

- No repairs, cleaning, or commissions

- Move into your new home up to 30 days sooner!

----------------------------

BONUS: BUILD YOUR CREDIT!

----------------------------

- Pay your rent on time and we’ll report it to all 3 credit bureaus!

- Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------

Contact us today to schedule a tour or apply online!

www.stevensrentals.com

----------------------------

Affordable Housing : Yes

Apartment

Resident Benefits Package

Stevens Realty All Bills Included Utility Concierge Service Required

Washer/Dryer For Rent

----------------------------

Move-in Special : $200 Off First Months Rent

----------------------------

Discover peace in this delightful 2-bedroom, 1.5-bath apartment that boasts a living room filled with natural light streaming through large windows, accentuating the warm wooden flooring, stylish grey walls, and the Craftsman-style or early 1900s traditional trim. The galley kitchen is compact and fully equipped and the period-inspired bedrooms are spacious and bright, allowing plenty of natural light to enter and offering generous closet space. Comfort is assured year-round with a window air conditioning unit, wall heaters, and a communal washer and dryer. Pets weighing up to 30 lbs are allowed. The location is prime, ideally positioned near various shopping, dining, and entertainment venues in the lively Southside neighborhood of Chattanooga!

Don't miss out on this offer - Schedule a showing now!

----------------------------

Only $1,100 Deposit

----------------------------

Ask us about our Obligo Deposit-Free Lease Program!

Qualified tenants can skip the traditional security deposit and pay a smaller, manageable monthly fee instead.

Learn more: https://stevensrentals.com/deposit-free-leases

Availability Date

Move-in date may change depending on property condition or vacancy status.

----------------------------

MONTHLY CHARGES (in addition to base rent)

----------------------------

Water (Allowance) ................ $60

Resident Benefits Package ........ $49.95

----------------------------

AMENITIES

----------------------------

- Window AC Unit

- Wall Heaters

- Refrigerator, Stove

- Shared Washer and Dryer Unit

- Pet Friendly (30 lbs max)

- Section 8 Accepted

----------------------------

LEASE TERMS

----------------------------

- 12-Month Lease:................. Base Rent

- 6-11 Months:.................... +$100/month

- Month-to-Month:................. +$250/month

----------------------------

MANDATORY PROGRAMS & FEES

----------------------------

Resident Benefits Package ........ $49.95

- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

----------------------------

UTILITY CONCIERGE SERVICE (Optional)

----------------------------

Utility Setup Fee ................ $175 one-time (non-refundable)

- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

Utility Service Admin Fee ........ $9.95/month

- Charged for consolidated billing, service management, and ongoing utility coordination.

Billing Convenience .............. One simple bill

- Receive one combined bill for rent and utilities with reminders and full transparency.

Water Allowance .................. $60/month

- Monthly water usage allowance. Any overages will be billed to the tenant.

----------------------------

PET POLICY

----------------------------

- Standard/Regular Breeds:

- $300 non-refundable fee per pet

- $25/month for 1st pet; $10/month for each additional (max 3)

- Restricted/Aggressive Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

----------------------------

APPLICATION REQUIREMENTS

----------------------------

AUTOMATIC DENIALS:

- Utility Collections - (can be rectified by paying balance with receipt.)

- Landlord Collections - (can be rectified by paying balance with receipt.)

- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)

- Drug Charges - (non-negotiable)

- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)

- Bankruptcies (within the last 5 years) - (non-negotiable)

CREDIT REQUIREMENTS:

If employed less than 1 year with current employer:

- 600+: No Risk Mitigation Fee

- 575-599: 50% Risk Mitigation Fee

- 550-574: 100% Risk Mitigation Fee

- 549 and below: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent)

If employed more than 1 year with current employer:

- 575+: No Risk Mitigation Fee

- 550-574: 50% Risk Mitigation Fee

- 525-549: 100% Risk Mitigation Fee

- 500-524: 150% Risk Mitigation Fee

- 499 or No credit history: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent)

INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

Note:

A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

----------------------------

APPLICATION PROCESS

----------------------------

- Apply online: www.stevensrentals.com

- Application fee: $65/adult (non-refundable)

- Processing time: 2-3 business days

----------------------------

MOVE-IN COSTS

----------------------------

- First month’s rent (prorated)

- Security deposit

- $100 lease preparation fee

- Additional Mandatory fees and programs listed above

----------------------------

NEED TO SELL BEFORE YOU MOVE?

--------------------- -------

Stevens Realty can buy your current home directly.

- No repairs, cleaning, or commissions

- Move into your new home up to 30 days sooner!

----------------------------

BONUS: BUILD YOUR CREDIT!

----------------------------

Pay your rent on time and we’ll report it to all 3 credit bureaus!

Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------

Contact us today to schedule a tour or apply online!

www.stevensrentals.com

----------------------------

Affordable Housing : Yes

Apartment

Resident Benefits Package

Stevens Realty All Bills Included Utility Concierge Service Required

----------------------------

Only $975 Deposit

----------------------------

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify : https://depositfree.myobligo.com/pre-qualify

----------------------------

Welcome to this cozy 2-bedroom brick duplex home nestled in between trees with its warm and inviting brick exterior, it is perfect for those looking for the simple pleasuresin life. The comfortable interior has an open floor plan that allows for flexibility and natural light to flow freely throughout, creating a brighter and welcoming space.Whip up your favorite meals in the well-equipped kitchen with white shaker cabinets. The bedrooms are good-sized and offer ample closet space, providing plenty of room for your belongings. With a full bath, washer and dryer hookup, and central heat and air, this home ensures convenience and comfort year-round. Pets up to 30 lbs. are welcome. Located in the lovely Churchville community just minutes from UTC and all that downtown Chattanooga has to offer.

Don't wait! Book a showing now!

----------------------------

Washer & Dryer Rental Program

- $99/month for a high-quality washer and dryer

- One-time installation fee: $75

- Repairs and maintenance are covered

- Charges apply for damage or loss

----------------------------

Availability Date

Move-in date may change depending on property condition or vacancy status.

----------------------------

MONTHLY CHARGES (in addition to base rent)

----------------------------

- Resident Benefits Package ........ $49.95

----------------------------

AMENITIES

----------------------------

- Central Heat and Air

- Electric Heat

- Refrigerator, Stove

- Washer and Dryer Hookup

- Pet Friendly (30 lbs max)

- Section 8 Accepted

----------------------------

LEASE TERMS

----------------------------

- 12-Month Lease:................. Base Rent

- 6-11 Months:.................... +$100/month

- Month-to-Month:................. +$250/month

----------------------------

MANDATORY PROGRAMS & FEES

----------------------------

- Resident Benefits Package ........ $49.95/month (mandatory)

- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

- Smoking/Vaping Fee ............... $200 one-time (non-refundable)

- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.

----------------------------

UTILITY CONCIERGE SERVICE (Optional)

----------------------------

- Utility Setup Fee ................ $175 one-time (non-refundable)

- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

- Utility Service Admin Fee ........ $9.95/month

- Charged for consolidated billing, service management, and ongoing utility coordination.

- Billing Convenience .............. One simple bill

- Receive one combined bill for rent and utilities with reminders and full transparency.

----------------------------

PET POLICY

----------------------------

- Standard/Regular Breeds:

- $300 non-refundable fee per pet

- $25/month for 1st pet; $10/month for each additional (max 3)

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

- Restricted Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.

----------------------------

APPLICATION REQUIREMENTS

----------------------------

- AUTOMATIC DENIALS:

- Utility Collections - (can be rectified by paying balance with receipt.)

- Landlord Collections - (can be rectified by paying balance with receipt.)

- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)

- Drug Charges - (non-negotiable)

- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)

- Bankruptcies (within the last 5 years) - (non-negotiable)

- CREDIT REQUIREMENTS:

- If employed less than 1 year with current employer:

- 600+: No Risk Mitigation Fee

- 575-599: 50% Risk Mitigation Fee

- 550-574: 100% Risk Mitigation Fee

- 549 below or No credit history: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent)

- If employed more than 1 year with current employer:

- 575+: No Risk Mitigation Fee

- 550-574: 50% Risk Mitigation Fee

- 525-549: 100% Risk Mitigation Fee

- 500-524: 150% Risk Mitigation Fee

- 499 below or No credit history: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent)

- INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

----------------------------

APPLICATION PROCESS

----------------------------

- Apply online: https://bit.ly/stevensrealtyapplynow

- Application fee: $65/adult (non-refundable)

- Processing time: 2-3 business days

----------------------------

MOVE-IN COSTS

----------------------------

- First month’s rent (prorated)

- Security deposit

- $100 lease preparation fee

- Additional Mandatory fees and programs listed above

----------------------------

NEED TO SELL BEFORE YOU MOVE?

--------------------- -------

- Stevens Realty can buy your current home directly.

- No repairs, cleaning, or commissions

- Move into your new home up to 30 days sooner!

----------------------------

BONUS: BUILD YOUR CREDIT!

----------------------------

- Pay your rent on time and we’ll report it to all 3 credit bureaus!

- Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------

Contact us today to schedule a tour or apply online!

www.stevensrentals.com

----------------------------

Affordable Housing : Yes

Apartment

Resident Benefits Package

Stevens Realty All Bills Included Utility Concierge Service Required

Washer/Dryer For Rent

----------------------------

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify : https://depositfree.myobligo.com/pre-qualify

----------------------------

This beautiful 2-bedroom 1.5-bath home boasts a timeless and elegant look, with a rock exterior faade that immediately catches the eye. Featuring lovely wooden flooring in the living room and bedrooms, abundant natural light, and a well-equipped kitchen with modern stainless steel appliances and white shaker cabinets. Upstairs are the bedrooms that offer a relaxing environment and ample closet space. With the modern conveniences of a washer and dryer hook-up for easy laundry, a smart home system for seamless control of your space, and central heating and air for optimal temperature control, and a healthy living environment. Pet-friendly at 30 lbs max. Located in a lovely quiet neighborhood surrounded by trees, with easy access to Hwy 317 and 153, and a very short drive to Volkswagen and Amazon.

Don't miss out - Schedule a showing now!

----------------------------

Only $925 Deposit to Move In!

----------------------------

Availability Date

Move-in date may change depending on property condition or vacancy status.

----------------------------

MONTHLY CHARGES (in addition to base rent)

----------------------------

Internet/WIFI .................... $45

Smart Home Automation ............ $20.95

All Bills Paid Program ........... $9.95

Resident Benefits Package ........ $49.95

----------------------------

AMENITIES

----------------------------

- All Bills Paid Required

- Smart Home Automation

- Central Heat and Air

- Refrigerator, Stove, Dishwasher

- Washer and Dryer Hookup

- Pet Friendly (30lbs max)

- Section 8 Accepted

----------------------------

LEASE TERMS

----------------------------

- 12-Month Lease:................. Base Rent

- 6-11 Months:.................... +$100/month

- Month-to-Month:................. +$250/month

----------------------------

MANDATORY PROGRAMS & FEES

----------------------------

Smart Home Automation ............ $20.95/month (mandatory)

- Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs.

Resident Benefits Package ........ $49.95

- Our Resident Benefits Package is designed to make renting easier, more convenient, and more rewarding.

Enjoy built-in savings, protection, maintenance support, and exclusive perks — all included to enhance your living experience.

Smoking/Vaping Fee ............... $200 one-time (non-refundable)

- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.

----------------------------

UTILITY CONCIERGE SERVICE (REQUIRED)

----------------------------

Utility Setup Fee ................ $175 one-time (non-refundable)

- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

Utility Service Admin Fee ........ $9.95/month

- Charged for consolidated billing, service management, and ongoing utility coordination.

Internet/WIFI .................... $45/month

- High-speed internet access included as part of your utility package.

Billing Convenience .............. One simple bill

- Receive one combined bill for rent and utilities with reminders and full transparency.

----------------------------

PET POLICY

----------------------------

- Standard/Regular Breeds:

- $300 non-refundable fee per pet

- $25/month for 1st pet; $10/month for each additional (max 3)

- Restricted/Aggressive Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

----------------------------

APPLICATION REQUIREMENTS

----------------------------

AUTOMATIC DENIALS:

- Utility Collections - (can be rectified by paying balance with receipt.)

- Landlord Collections - (can be rectified by paying balance with receipt.)

- Evictions - (can be rectified by providing documents from previous landlord that says otherwise.)

- Drug Charges - (non-negotiable)

- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)

- Bankruptcies (within the last 5 years) - (non-negotiable)

CREDIT REQUIREMENTS:

If employed more than 1 year with current employer:

- 600+: No Risk Mitigation Fee

- 550-599: 50% Risk Mitigation Fee

- 500-549: 100% Risk Mitigation Fee

- 499 and below: Cosigner required (600+ credit score, 2x rent income)

If employed less than 1 year with current employer:

- 650+: No Risk Mitigation Fee

- 600-649: 50% Risk Mitigation Fee

- 550-599: 100% Risk Mitigation Fee

- 500-549: 150% Risk Mitigation Fee

- No credit: Cosigner required (600+ score, 2x rent)

INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

----------------------------

APPLICATION PROCESS

----------------------------

- Apply online: https://bit.ly/stevensrealtyapplynow

- Application fee: $65/adult (non-refundable)

- Processing time: 2-3 business days

----------------------------

MOVE-IN COSTS

----------------------------

- First month’s rent (prorated)

- Security deposit

- $100 lease preparation fee

- Additional Mandatory fees and programs listed above

----------------------------

NEED TO SELL BEFORE YOU MOVE?

----------------------------

Stevens Realty can buy your current home directly.

- No repairs, cleaning, or commissions

- Move into your new home up to 30 days sooner!

----------------------------

BONUS: BUILD YOUR CREDIT!

----------------------------

Pay your rent on time and we’ll report it to all 3 credit bureaus!

Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------

Contact us today to schedule a tour or apply online!

www.stevensrentals.com

----------------------------

Affordable Housing : Yes

Apartment

Resident Benefits Package

Smart Lock & Thermostat Automation Inclusive

Stevens Realty All Bills Included Utility Concierge Service Required

Washer/Dryer For Rent

----------------------------

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify : https://depositfree.myobligo.com/pre-qualify

----------------------------

This lovely 2-bedroom home with a brick exterior exudes rustic charm and timeless elegance. Step inside a living room with tiled floors, abundant natural light, and a spacious well-equipped kitchen with modern appliances and white shaker cabinets. The bedrooms are spacious with lovely wooden floors and ample closet space. With a full bath and a washer and dryer hook-up for convenient laundry. Enjoy the modern conveniences of a smart home system for seamless control of your space and central heating and air for optimal temperature control and a healthy living environment. Pets at 30 lbs max. are welcome. Located in a lovely tranquil peaceful neighborhood surrounded by trees, with easy access to Hwy 317 and 153, and a very short drive to Volkswagen and Amazon.

Don't miss out on this offer - Schedule a showing now!

----------------------------

Only $925 Deposit to Move In!

----------------------------

Availability Date

Move-in date may change depending on property condition or vacancy status.

----------------------------

MONTHLY CHARGES (in addition to base rent)

----------------------------

Internet/WIFI .................... $45

Smart Home Automation ............ $20.95

All Bills Paid Program ........... $9.95

Resident Benefits Package ........ $49.95

----------------------------

AMENITIES

----------------------------

- All Bills Paid Required

- Smart Home Automation

- Central Heat and Air

- Refrigerator, Stove, Dishwasher

- Washer and Dryer Hookup

- Pet Friendly (30lbs max)

- Section 8 Accepted

----------------------------

LEASE TERMS

----------------------------

- 12-Month Lease:................. Base Rent

- 6-11 Months:.................... +$100/month

- Month-to-Month:................. +$250/month

----------------------------

MANDATORY PROGRAMS & FEES

----------------------------

Smart Home Automation ............ $20.95/month (mandatory)

- Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs.

Resident Benefits Package ........ $49.95

- Our Resident Benefits Package is designed to make renting easier, more convenient, and more rewarding.

Enjoy built-in savings, protection, maintenance support, and exclusive perks — all included to enhance your living experience.

Smoking/Vaping Fee ............... $200 one-time (non-refundable)

- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.

----------------------------

UTILITY CONCIERGE SERVICE (REQUIRED)

----------------------------

Utility Setup Fee ................ $175 one-time (non-refundable)

- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

Utility Service Admin Fee ........ $9.95/month

- Charged for consolidated billing, service management, and ongoing utility coordination.

Internet/WIFI .................... $45/month

- High-speed internet access included as part of your utility package.

Billing Convenience .............. One simple bill

- Receive one combined bill for rent and utilities with reminders and full transparency.

----------------------------

PET POLICY

----------------------------

- Standard/Regular Breeds:

- $300 non-refundable fee per pet

- $25/month for 1st pet; $10/month for each additional (max 3)

- Restricted/Aggressive Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

----------------------------

APPLICATION REQUIREMENTS

----------------------------

AUTOMATIC DENIALS:

- Utility Collections - (can be rectified by paying balance with receipt.)

- Landlord Collections - (can be rectified by paying balance with receipt.)

- Evictions - (can be rectified by providing documents from previous landlord that says otherwise.)

- Drug Charges - (non-negotiable)

- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)

- Bankruptcies (within the last 5 years) - (non-negotiable)

CREDIT REQUIREMENTS:

If employed more than 1 year with current employer:

- 600+: No Risk Mitigation Fee

- 550-599: 50% Risk Mitigation Fee

- 500-549: 100% Risk Mitigation Fee

- 499 and below: Cosigner required (600+ credit score, 2x rent income)

If employed less than 1 year with current employer:

- 650+: No Risk Mitigation Fee

- 600-649: 50% Risk Mitigation Fee

- 550-599: 100% Risk Mitigation Fee

- 500-549: 150% Risk Mitigation Fee

- No credit: Cosigner required (600+ score, 2x rent)

INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

----------------------------

APPLICATION PROCESS

----------------------------

- Apply online: https://bit.ly/stevensrealtyapplynow

- Application fee: $65/adult (non-refundable)

- Processing time: 2-3 business days

----------------------------

MOVE-IN COSTS

----------------------------

- First month’s rent (prorated)

- Security deposit

- $100 lease preparation fee

- Additional Mandatory fees and programs listed above

----------------------------

NEED TO SELL BEFORE YOU MOVE?

----------------------------

Stevens Realty can buy your current home directly.

- No repairs, cleaning, or commissions

- Move into your new home up to 30 days sooner!

----------------------------

BONUS: BUILD YOUR CREDIT!

----------------------------

Pay your rent on time and we’ll report it to all 3 credit bureaus!

Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------

Contact us today to schedule a tour or apply online!

www.stevensrentals.com

----------------------------

Affordable Housing : Yes

Apartment

Resident Benefits Package

Smart Lock & Thermostat Automation Inclusive

Stevens Realty All Bills Included Utility Concierge Service Required

Washer/Dryer For Rent

----------------------------

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify : https://depositfree.myobligo.com/pre-qualify

----------------------------

A lovely 2-bedroom with 2 full baths apartment is an opportunity that awaits you. Enter into a spacious bright living room with sliding doors that access a balcony with a lovely view of the street and trees outside. Cook your favorite meals in the lovely well-equipped kitchen with wooden cabinets, a dishwasher, a refrigerator, and a stove. Two nice-sized bedrooms with good closet space. Your comfort and convenience are assured with a smart home system, central heating and air, and electric heat. Small pets at 30 lbs. max are welcome to join you.

Located right next to Route 41, convenient to downtown and East Ridge. Everything you need is close by.

----------------------------

Only $899 Deposit

----------------------------

Availability Date

Move-in date may change depending on property condition or vacancy status.

----------------------------

MONTHLY CHARGES (in addition to base rent)

----------------------------

Electric (Allowance) ............. $100

Water (Allowance) ................ $60

Internet/WIFI .................... $45

Sewer ............................ $100

Laundromat Access ................ $25

Smart Home Automation ............ $20.95

Resident Benefits Package ........ $49.95

All Bills Paid Program ........... $9.95

----------------------------

AMENITIES

----------------------------

- Smart Home Automation

- Central Heat and Air

- Electric Heat

- Balcony

- Refrigerator, Stove, Dishwasher

- Washer and Dryer Hookup

- Pet Friendly (30lbs max)

- Section 8 Accepted

----------------------------

LEASE TERMS

----------------------------

- 12-Month Lease:................. Base Rent

- 6-11 Months:.................... +$100/month

- Under 6 Months:................. +$250/month

- Month-to-Month:................. +$250/month

----------------------------

MANDATORY PROGRAMS & FEES

----------------------------

Smart Home Automation ............ $20.95/month (mandatory)

- Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs.

Resident Benefits Package ........ $49.95

- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

Smoking/Vaping Fee ............... $200 one-time (non-refundable)

- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.

----------------------------

UTILITY CONCIERGE SERVICE (Required)

----------------------------

Utility Setup Fee ................ $175 one-time (non-refundable)

- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

Utility Service Admin Fee ........ $9.95/month

- Charged for consolidated billing, service management, and ongoing utility coordination.

Water Allowance .................. $60/month

- Monthly water usage allowance. Any overages will be billed to the tenant.

Electric Allowance ............... $100/month

- Monthly electricity usage allowance. Overages will be billed to the tenant.

Internet/WIFI .................... $45/month

- High-speed internet access included as part of your utility package.

Sewer Allowance.................... $100/month

- Monthly sewer usage allowance. Overages will be billed to the tenant.

Billing Convenience .............. One simple bill

- Receive one combined bill for rent and utilities with reminders and full transparency.

----------------------------

PET POLICY

----------------------------

- Standard/Regular Breeds:

- $300 non-refundable fee per pet

- $25/month for 1st pet; $10/month for each additional (max 3)

- Restricted/Aggressive Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

----------------------------

APPLICATION REQUIREMENTS

----------------------------

CREDIT REQUIREMENTS:

If employed 1+ year at current job:

- 600-649: Standard Deposit

- 550-599: Standard Deposit + 50% rent Mitigation Fee

- 500-549: Standard Deposit + 100% rent Mitigation Fee

- 499 and below: Cosigner required (600+ credit score, 2x rent income)

If employed under 1 year:

- 650+: Standard Deposit

- 600-649: Standard + 50% Mitigation Fee

- 550-599: Standard + 100% Mitigation Fee

- 500-549: Standard + 150% Mitigation Fee

- No credit: Cosigner required (600+ score, 2x rent)

AUTOMATIC DENIALS:

- Utility Collections

- Evictions

- Felonies/Misdemeanor (within the last 10 years)

- Landlord Collections

- Drug Charges

- Bankruptcies (within the last 5 years)

----------------------------

APPLICATION PROCESS

----------------------------

- Apply online: https://bit.ly/stevensrealtyapplynow

- Application fee: $65/adult (non-refundable)

- Processing time: 2-3 business days

----------------------------

INCOME REQUIREMENT

----------------------------

- Combined household income must be at least 2x the rent

----------------------------

MOVE-IN COSTS

----------------------------

- First months rent (prorated)

- Security deposit

- $100 lease preparation fee

- Additional fees and programs listed above

----------------------------

NEED TO SELL BEFORE YOU MOVE?

----------------------------

Stevens Realty can buy your current home directly.

- No repairs, cleaning, or commissions

- Move into your new home up to 30 days sooner!

----------------------------

BONUS: BUILD YOUR CREDIT!

----------------------------

Pay your rent on time and well report it to all 3 credit bureaus!

Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------

Contact us today to schedule a tour or apply online!

www.stevensrentals.com

Affordable Housing : Yes

Apartment

Smart Lock & Thermostat Automation Inclusive

Stevens Realty All Bills Included Utility Concierge Service Required

🏡 Move-in to your new 2BR/1BA apartment at Ridge Terrace Apartments for just $825/mo and get $200 OFF your first month’s rent!

Spacious & modern units

Pet-friendly

$500 security deposit option

----------------------------

Only $899 Deposit

----------------------------

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify : https://depositfree.myobligo.com/pre-qualify

----------------------------

Come home to this cozy 2 bedroom 1 bath brick duplex apartment. With big windows bringing in tons of natural light to a lovely living room with beautiful wooden floors. The bedrooms are nice-sized with good closet space. You have a tiny but functional kitchen to serve your culinary needs and a Window AC Unit to keep your summer days cool. Larger pets up to 90 lbs are welcome. Great location! Close to nature and a short distance to downtown Chattanooga for everything you want.

Scheduling a showing now!

----------------------------

Availability Date

Move-in date may change depending on property condition or vacancy status.

----------------------------

MONTHLY CHARGES (in addition to base rent)

----------------------------

- Resident Benefits Package ........ $49.95

----------------------------

AMENITIES

----------------------------

- Window AC Unit

- Electric Heat

- Large Yard

- Refrigerator, Stove

- Washer and Dryer Hookup

- Pet Friendly (30 lbs max)

- Section 8 Accepted

----------------------------

LEASE TERMS

----------------------------

- 12-Month Lease:................. Base Rent

- 6-11 Months:.................... +$100/month

- Month-to-Month:................. +$250/month

----------------------------

MANDATORY PROGRAMS & FEES

----------------------------

- Resident Benefits Package ........ $49.95/month (mandatory)

- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

- Smoking/Vaping Fee ............... $200 one-time (non-refundable)

- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.

----------------------------

UTILITY CONCIERGE SERVICE (Optional)

----------------------------

- Utility Setup Fee ................ $175 one-time (non-refundable)

- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

- Utility Service Admin Fee ........ $9.95/month

- Charged for consolidated billing, service management, and ongoing utility coordination.

- Billing Convenience .............. One simple bill

- Receive one combined bill for rent and utilities with reminders and full transparency.

----------------------------

PET POLICY

----------------------------

- Standard/Regular Breeds:

- $300 non-refundable fee per pet

- $25/month for 1st pet; $10/month for each additional (max 3)

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

- Restricted Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.

----------------------------

APPLICATION REQUIREMENTS

----------------------------

- AUTOMATIC DENIALS:

- Utility Collections - (can be rectified by paying balance with receipt.)

- Landlord Collections - (can be rectified by paying balance with receipt.)

- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)

- Drug Charges - (non-negotiable)

- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)

- Bankruptcies (within the last 5 years) - (non-negotiable)

- CREDIT REQUIREMENTS:

- If employed less than 1 year with current employer:

- 600+: No Risk Mitigation Fee

- 575-599: 50% Risk Mitigation Fee

- 550-574: 100% Risk Mitigation Fee

- 549 below or No credit history: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent)

- If employed more than 1 year with current employer:

- 575+: No Risk Mitigation Fee

- 550-574: 50% Risk Mitigation Fee

- 525-549: 100% Risk Mitigation Fee

- 500-524: 150% Risk Mitigation Fee

- 499 below or No credit history: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent)

- INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

----------------------------

APPLICATION PROCESS

----------------------------

- Apply online: https://bit.ly/stevensrealtyapplynow

- Application fee: $65/adult (non-refundable)

- Processing time: 2-3 business days

----------------------------

MOVE-IN COSTS

----------------------------

- First month’s rent (prorated)

- Security deposit

- $100 lease preparation fee

- Additional Mandatory fees and programs listed above

----------------------------

NEED TO SELL BEFORE YOU MOVE?

--------------------- -------

- Stevens Realty can buy your current home directly.

- No repairs, cleaning, or commissions

- Move into your new home up to 30 days sooner!

----------------------------

BONUS: BUILD YOUR CREDIT!

----------------------------

- Pay your rent on time and we’ll report it to all 3 credit bureaus!

- Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------

Contact us today to schedule a tour or apply online!

www.stevensrentals.com

----------------------------

Apartment

Resident Benefits Package

Stevens Realty All Bills Included Utility Concierge Service Required

----------------------------

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify : https://depositfree.myobligo.com/pre-qualify

----------------------------

Introducing Residence 1820, a quaint 2-bedroom duplex brick apartment with a cozy living area with a window AC unit for the whole family to relax in and a spacious well-equipped kitchen with plenty of room to cook for your family or guests. The bedrooms are nice-sized with ample closet space. Complete with 1.5 baths, electric heat, and a washer and dryer hook-up to make your chores a breeze. Pets up to 30 lbs max are welcome and with a driveway to safely park your car. Located just a few minutes from the city center. If you're looking for an affordable place with great amenities and easy access, look no further than this!

Schedule a showing now!

----------------------------

Only $825 Deposit

----------------------------

Washer & Dryer Rental Program

- $99/month for a high-quality washer and dryer

- One-time installation fee: $75

- Repairs and maintenance are covered

- Charges apply for damage or loss

----------------------------

Availability Date

Move-in date may change depending on property condition or vacancy status.

----------------------------

MONTHLY CHARGES (in addition to base rent)

----------------------------

- Resident Benefits Package ........ $49.95

----------------------------

AMENITIES

----------------------------

- Window AC Unit

- Electric Heat

- Back Deck

- Refrigerator, Stove

- Washer and Dryer Hookup

- Pet Friendly (30 lbs max)

- Section 8 Accepted

----------------------------

LEASE TERMS

----------------------------

- 12-Month Lease:................. Base Rent

- 6-11 Months:.................... +$100/month

- Month-to-Month:................. +$250/month

----------------------------

MANDATORY PROGRAMS & FEES

----------------------------

- Resident Benefits Package ........ $49.95/month (mandatory)

- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

- Smoking/Vaping Fee ............... $200 one-time (non-refundable)

- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.

----------------------------

UTILITY CONCIERGE SERVICE (Optional)

----------------------------

- Utility Setup Fee ................ $175 one-time (non-refundable)

- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

- Utility Service Admin Fee ........ $9.95/month

- Charged for consolidated billing, service management, and ongoing utility coordination.

- Billing Convenience .............. One simple bill

- Receive one combined bill for rent and utilities with reminders and full transparency.

----------------------------

PET POLICY

----------------------------

- Standard/Regular Breeds:

- $300 non-refundable fee per pet

- $25/month for 1st pet; $10/month for each additional (max 3)

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

- Restricted Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.

----------------------------

APPLICATION REQUIREMENTS

----------------------------

- AUTOMATIC DENIALS:

- Utility Collections - (can be rectified by paying balance with receipt.)

- Landlord Collections - (can be rectified by paying balance with receipt.)

- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)

- Drug Charges - (non-negotiable)

- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)

- Bankruptcies (within the last 5 years) - (non-negotiable)

- CREDIT REQUIREMENTS:

- If employed less than 1 year with current employer:

- 600+: No Risk Mitigation Fee

- 575-599: 50% Risk Mitigation Fee

- 550-574: 100% Risk Mitigation Fee

- 549 below or No credit history: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent)

- If employed more than 1 year with current employer:

- 575+: No Risk Mitigation Fee

- 550-574: 50% Risk Mitigation Fee

- 525-549: 100% Risk Mitigation Fee

- 500-524: 150% Risk Mitigation Fee

- 499 below or No credit history: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent)

- INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

----------------------------

APPLICATION PROCESS

----------------------------

- Apply online: https://bit.ly/stevensrealtyapplynow

- Application fee: $65/adult (non-refundable)

- Processing time: 2-3 business days

----------------------------

MOVE-IN COSTS

----------------------------

- First month’s rent (prorated)

- Security deposit

- $100 lease preparation fee

- Additional Mandatory fees and programs listed above

----------------------------

NEED TO SELL BEFORE YOU MOVE?

--------------------- -------

- Stevens Realty can buy your current home directly.

- No repairs, cleaning, or commissions

- Move into your new home up to 30 days sooner!

----------------------------

BONUS: BUILD YOUR CREDIT!

----------------------------

- Pay your rent on time and we’ll report it to all 3 credit bureaus!

- Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------

Contact us today to schedule a tour or apply online!

www.stevensrentals.com

----------------------------

Apartment

Resident Benefits Package

Stevens Realty All Bills Included Utility Concierge Service Required

Washer/Dryer For Rent

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify : https://depositfree.myobligo.com/pre-qualify

----------------------------

Step inside this lovely 1-bedroom 2-bath brick home with a rustic and earthy feel that exudes warmth and character. Featuring a cozy living room with abundant natural light, highlighting the lovely wooden flooring and timeless gray walls. The kitchen is well-equipped with elegant wooden cabinets and modern appliances. The bedroom invites relaxation with ample closet space. Enjoy the convenience of a window AC unit, electric heating, a washer and dryer hook-up to simplify your laundry, and a smart home system that gives you the ease of control of your space. Pets up to 30 lbs. max are welcome. Located in a quiet neighborhood just minutes from downtown, Lookout Mountain, restaurants, and shops along South Broad and St. Elmo.

Don't miss out on this offer - Schedule a showing now!

----------------------------

Only $825 Deposit to Move In!

----------------------------

Washer & Dryer Rental Program

- $99/month for a high-quality washer and dryer

- One-time installation fee: $75

- Repairs and maintenance are covered

- Charges apply for damage or loss

Availability Date

Move-in date may change depending on property condition or vacancy status.

----------------------------

MONTHLY CHARGES (in addition to base rent)

----------------------------

Smart Home Automation ............ $14.95

Resident Benefits Package ........ $49.95

----------------------------

AMENITIES

----------------------------

- Smart Home Automation

- Window AC Unit

- Electric Heat

- Refrigerator, Stove

- Washer and Dryer Hookup

- Pet Friendly (30 lbs max)

- Section 8 Accepted

----------------------------

LEASE TERMS

----------------------------

- 12-Month Lease:................. Base Rent

- 6-11 Months:.................... +$100/month

- Month-to-Month:................. +$250/month

----------------------------

MANDATORY PROGRAMS & FEES

----------------------------

- Smart Home Automation ............ $14.95/month (mandatory)

- Subscription required for remote access to locks and monitor home activity.

- Resident Benefits Package ........ $49.95/month (mandatory)

- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

- Smoking/Vaping Fee ............... $200 one-time (non-refundable)

- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.

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UTILITY CONCIERGE SERVICE (Optional)

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- Utility Setup Fee ................ $175 one-time (non-refundable)

- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

- Utility Service Admin Fee ........ $9.95/month

- Charged for consolidated billing, service management, and ongoing utility coordination.

- Billing Convenience .............. One simple bill

- Receive one combined bill for rent and utilities with reminders and full transparency.

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PET POLICY

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- Standard/Regular Breeds:

- $300 non-refundable fee per pet

- $25/month for 1st pet; $10/month for each additional (max 3)

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

- Restricted Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.

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APPLICATION REQUIREMENTS

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- AUTOMATIC DENIALS:

- Utility Collections - (can be rectified by paying balance with receipt.)

- Landlord Collections - (can be rectified by paying balance with receipt.)

- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)

- Drug Charges - (non-negotiable)

- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)

- Bankruptcies (within the last 5 years) - (non-negotiable)

- CREDIT REQUIREMENTS:

- If employed less than 1 year with current employer:

- 600+: No Risk Mitigation Fee

- 575-599: 50% Risk Mitigation Fee

- 550-574: 100% Risk Mitigation Fee

- 549 below or No credit history: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent)

- If employed more than 1 year with current employer:

- 575+: No Risk Mitigation Fee

- 550-574: 50% Risk Mitigation Fee

- 525-549: 100% Risk Mitigation Fee

- 500-524: 150% Risk Mitigation Fee

- 499 below or No credit history: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent)

- INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

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APPLICATION PROCESS

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- Apply online: https://bit.ly/stevensrealtyapplynow

- Application fee: $65/adult (non-refundable)

- Processing time: 2-3 business days

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MOVE-IN COSTS

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- First month’s rent (prorated)

- Security deposit

- $100 lease preparation fee

- Additional Mandatory fees and programs listed above

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NEED TO SELL BEFORE YOU MOVE?

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- Stevens Realty can buy your current home directly.

- No repairs, cleaning, or commissions

- Move into your new home up to 30 days sooner!

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BONUS: BUILD YOUR CREDIT!

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- Pay your rent on time and we’ll report it to all 3 credit bureaus!

- Improve your credit, qualify for better rates, and establish credit history while renting.

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Contact us today to schedule a tour or apply online!

www.stevensrentals.com

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Affordable Housing : Yes

Apartment

Duplex

Mini Blinds

Range Hood

Resident Benefits Package

Smart Lock Automation Inclusive

Stevens Realty All Bills Included Utility Concierge Service Required

Washer/Dryer For Rent