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915 S Seminole Dr - 7
Chattanooga, TN 37412
$975 / month
Apartment
2 bedrooms
2 full baths
1000 sq. ft.
Deposit $975
Available November 5th
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* Save on move-in costs! ***

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify : https://depositfree.myobligo.com/pre-qualify
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Welcome to your new haven! This 2-bedroom apartment welcomes you with tons of natural light. The living room is spacious and bright and with a double glass door access to the balcony perfect for enjoying the view with your morning coffee or evening wine. The well-equipped kitchen makes meal preparation effortless with a dishwasher, refrigerator, and stove, while the washer and dryer hookup ensures convenient laundry days. Enjoy optimal comfort with central heat and air conditioning, and experience the ease of smart home automation. With a pet-friendly policy for furry friends up to 30 lbs

Great location! Situated next to Route 41, a convenient location to downtown and East Ridge. Everything you need is just a few minutes drive.

Apply now and grab this apartment before it's gone!

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Only $975 Deposit
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Availability Date
Move-in date may change depending on property condition or vacancy status.

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MONTHLY CHARGES (in addition to base rent)
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Electric Utility Charge ............. $100
Water Utility Charge ................ $60
Internet/WIFI ....................... .... $45
Sewer Utility Charg.................. $100
Laundromat Access ................ $25
Smart Home Automation ... ..... $20.95
Resident Benefits Package ..... $49.95
All Bills Paid Program .............. $9.95


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AMENITIES
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- Smart Home Automation
- Central Heat and Air
- Electric Heat
- Balcony
- Refrigerator, Stove, Dishwasher
- Pet Friendly (30lbs max)
- Section 8 Accepted


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LEASE TERMS
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- 12-Month Lease:................. Base Rent
- 6-11 Months:.................... +$100/month
- Under 6 Months:................. +$250/month
- Month-to-Month:................. +$250/month


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MANDATORY PROGRAMS & FEES
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Smart Home Automation ............ $20.95/month (mandatory)
- Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs.

Resident Benefits Package ........ $49.95
- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

Smoking/Vaping Fee ............... $200 one-time (non-refundable)
- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.


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UTILITY CONCIERGE SERVICE (Required)
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Utility Setup Fee ................ $175 one-time (non-refundable)
- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

Utility Service Admin Fee ........ $9.95/month
- Charged for consolidated billing, service management, and ongoing utility coordination.

Water Utility Charge ................. $60/month
- Includes a $60 monthly water usage allowance. Any usage exceeding the $60 allowance will be billed to the tenant.

Electric Utility Charge .................... $100/month
- Includes a $100 monthly electricity usage allowance. Any usage exceeding the $100 allowance will be billed to the tenant.

Internet/WIFI .................... $45/month
- High-speed internet access included as part of your utility package.

Sewer Utility Charge — $100/month
- Includes a $100 monthly sewer usage allowance. Any usage exceeding the $100 allowance will be billed to the tenant.

Billing Convenience .............. One simple bill
- Receive one combined bill for rent and utilities with reminders and full transparency.


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PET POLICY
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- Standard/Regular Breeds:
- $300 non-refundable fee per pet
- $25/month for 1st pet; $10/month for each additional (max 3)

- Restricted/Aggressive Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.
- No fees for ESA or Service Animals
- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

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APPLICATION REQUIREMENTS
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- AUTOMATIC DENIALS:
- Utility Collections - (can be rectified by paying balance with receipt.)
- Landlord Collections - (can be rectified by paying balance with receipt.)
- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)
- Drug Charges - (non-negotiable)
- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)
- Bankruptcies (within the last 5 years) - (non-negotiable)

- CREDIT REQUIREMENTS

- If employed less than 1 year with current employer:

- 650+: Double Security Deposit
- 600–649: 50% Risk Mitigation Fee
- 550–599: 100% Risk Mitigation Fee
- 500–549: 150% Risk Mitigation Fee
- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

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- If employed more than 1 year with current employer:

- 600+: No Risk Mitigation Fee
- 550–599: 50% Risk Mitigation Fee
- 525–549: 100% Risk Mitigation Fee
- 500–524: 150% Risk Mitigation Fee
- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

- INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

** Note: ***
A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

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MOVE-IN COSTS
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- First months rent (prorated)
- Security deposit
- $100 lease preparation fee
- Additional fees and programs listed above

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NEED TO SELL BEFORE YOU MOVE?
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Stevens Realty can buy your current home directly.
- No repairs, cleaning, or commissions
- Move into your new home up to 30 days sooner!

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BONUS: BUILD YOUR CREDIT!
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Pay your rent on time and well report it to all 3 credit bureaus!
Improve your credit, qualify for better rates, and establish credit history while renting.

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Contact us today to schedule a tour or apply online!
www.stevensrentals.com
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Affordable Housing : Yes
Resident Benefits Package
Smart Lock & Thermostat Automation Inclusive
Stevens Realty All Bills Included Utility Concierge Service Required

🏡 Move-in to your new 2BR/1BA apartment at Ridge Terrace Apartments

Spacious & modern units

Pet-friendly

$500 security deposit option
Rooms and Interior
  • Balcony
Kitchen and Bath
  • Stove/oven
  • Dishwasher
  • Refrigerator
Utilities and Extras
  • Central heat
  • Central air conditioning
  • Off-street parking
  • Laundry on-site
  • Cable ready
  • Wireless internet available
Lease Terms
  • Dogs ok
  • Dogs ok up to 25 lbs
  • Cats ok

ShowMojo does not discriminate because of race, color, religion, sex or gender, national origin, familial status, disability or lawful source of income, including housing subsidies and vouchers.

$975 / month
Apartment
2 bedrooms
2 full baths
1000 sq. ft.
Deposit $975
Available November 5th

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Contact
Stevens Realty LLC931.208.2166stevensrentalsllc@gmail.com