----------------------------

Only $1499 Deposit

----------------------------

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify : https://depositfree.myobligo.com/pre-qualify

----------------------------

A covered front porch welcomes you to this lovely 3-bedroom 1.5-bath home with large windows bathing the rooms with abundant natural light, gleaming wooden floors, and a cozy fireplace to warm up those cold nights. This home radiates warmth and comfort with chandelier ceiling fans adorning the living room and spacious bedrooms. The kitchen is spacious and well-equipped with lovely wooden cabinets. Enjoy energy efficiency and optimal temperature control with central heat and air, and effortlessly manage your home through the smart home system. Pets at 90 lbs max are welcome. Great location close to I 24 and downtown Chattanooga.

Hurry and book a showing now!

----------------------------

Washer & Dryer Rental Program

- $99/month for a high-quality washer and dryer

- One-time installation fee: $75

- Repairs and maintenance are covered

- Charges apply for damage or loss

----------------------------

Availability Date

Move-in date may change depending on property condition or vacancy status.

----------------------------

MONTHLY CHARGES (in addition to base rent)

----------------------------

- Smart Home Automation ............ $20.95

- Resident Benefits Package ........ $49.95

- Group Rate Internet .............. $65

----------------------------

AMENITIES

----------------------------

- Smart Home Automation

- Central Heat and Air

- Natural Gas Heat

- Refrigerator, Stove

- Washer and Dryer Hookup

- Pet Friendly (90 lbs max)

- Section 8 Accepted

----------------------------

LEASE TERMS

----------------------------

- 12-Month Lease:................. Base Rent

- 6-11 Months:.................... +$100/month

- Month-to-Month:................. +$250/month

----------------------------

MANDATORY PROGRAMS & FEES

----------------------------

- Smart Home Automation ............ $20.95/month (mandatory)

- Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs.

- Resident Benefits Package ........ $49.95/month (mandatory)

- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

- Group Rate Internet Package ........ $65.00/month (mandatory)

- Get super fast 1 Gig internet with no upfront equipment or installation fees, plus quick, hassle-free setup in one call. All for just $65/month, including no data caps and premium live support through Second Nature.

- Smoking/Vaping Fee ............... $200 one-time (non-refundable)

- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.

----------------------------

UTILITY CONCIERGE SERVICE (Optional)

----------------------------

- Utility Setup Fee ................ $175 one-time (non-refundable)

- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

- Utility Service Admin Fee ........ $9.95/month

- Charged for consolidated billing, service management, and ongoing utility coordination.

- Billing Convenience .............. One simple bill

- Receive one combined bill for rent and utilities with reminders and full transparency.

----------------------------

PET POLICY

----------------------------

- Standard/Regular Breeds:

- $300 non-refundable fee per pet

- $25/month for 1st pet; $10/month for each additional (max 3)

- Restricted/Aggressive Breeds: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.

- $375 non-refundable fee per pet

- $45/month for 1st pet; $25/month for each additional (max 3)

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

----------------------------

APPLICATION REQUIREMENTS

----------------------------

- AUTOMATIC DENIALS:

- Utility Collections - (can be rectified by paying balance with receipt.)

- Landlord Collections - (can be rectified by paying balance with receipt.)

- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)

- Drug Charges - (non-negotiable)

- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)

- Bankruptcies (within the last 5 years) - (non-negotiable)

- CREDIT REQUIREMENTS

- If employed less than 1 year with current employer:

- 650+: Double Security Deposit

- 600–649: 50% Risk Mitigation Fee

- 550–599: 100% Risk Mitigation Fee

- 500–549: 150% Risk Mitigation Fee

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

- If employed more than 1 year with current employer:

- 600+: No Risk Mitigation Fee

- 550–599: 50% Risk Mitigation Fee

- 525–549: 100% Risk Mitigation Fee

- 500–524: 150% Risk Mitigation Fee

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

- INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

----------------------------

APPLICATION PROCESS

----------------------------

- Apply online: https://bit.ly/stevensrealtyapplynow

- Application fee: $65/adult (non-refundable)

- Processing time: 2-3 business days

----------------------------

MOVE-IN COSTS

----------------------------

- First month’s rent (prorated)

- Security deposit

- $100 lease preparation fee

- Additional Mandatory fees and programs listed above

----------------------------

NEED TO SELL BEFORE YOU MOVE?

--------------------- -------

- Stevens Realty can buy your current home directly.

- No repairs, cleaning, or commissions

- Move into your new home up to 30 days sooner!

----------------------------

BONUS: BUILD YOUR CREDIT!

----------------------------

- Pay your rent on time and we’ll report it to all 3 credit bureaus!

- Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------

Contact us today to schedule a tour or apply online!

www.stevensrentals.com

----------------------------

Resident Benefits Package

Smart Lock & Thermostat Automation Inclusive

Stevens Realty All Bills Included Utility Concierge Service Required

Washer/Dryer For Rent

----------------------------

Only $1400 Deposit

----------------------------

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify : https://depositfree.myobligo.com/pre-qualify

----------------------------

This beautiful 2-bedroom 2-bath brick apartment boasts a timeless and elegant design featuring large windows, tiled floors, cozy grey walls, and warm lighting. The kitchen is spacious and well-equipped with stainless steel appliances, lovely wooden cabinets, and a breakfast counter perfect for quick meals or a casual dining experience. The bedrooms are inviting and generously sized with ample closet space for your personal belongings. Revel in the comfort and convenience of a washer and dryer machine for convenient laundry, a smart home system for easy management of your space, and central heating and air for optimal temperature control and a healthy living environment. Pets at 30 lbs. max are welcome. Located in a beautiful neighborhood surrounded by trees just minutes from downtown Chattanooga and just a few miles from 2A with plenty of shopping and restaurants.

Don't miss out on this offer - Schedule a showing now!

----------------------------

Washer & Dryer Rental Program

- $99/month for a high-quality washer and dryer

- One-time installation fee: $75

- Repairs and maintenance are covered

- Charges apply for damage or loss

----------------------------

Availability Date

Move-in date may change depending on property condition or vacancy status.

----------------------------

MONTHLY CHARGES (in addition to base rent)

----------------------------

- Smart Home Automation ............ $20.95

- Resident Benefits Package ........ $49.95

----------------------------

AMENITIES

----------------------------

- Smart Home Automation

- Central Heat and Air

- Electric Heat

- Refrigerator, Stove, Dishwasher, Microwave

- Washer and Dryer Hookup

- Pet Friendly (30 lbs max)

- Section 8 Accepted

----------------------------

LEASE TERMS

----------------------------

- 12-Month Lease:................. Base Rent

- 6-11 Months:.................... +$100/month

- Month-to-Month:................. +$250/month

----------------------------

MANDATORY PROGRAMS & FEES

----------------------------

- Smart Home Automation ............ $20.95/month (mandatory)

- Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs.

- Resident Benefits Package ........ $49.95/month (mandatory)

- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

- Smoking/Vaping Fee ............... $200 one-time (optional/non-refundable)

- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.

----------------------------

UTILITY CONCIERGE SERVICE (Optional)

----------------------------

- Billing Convenience .............. One simple bill

- Receive one combined bill for rent and utilities with reminders and full transparency.

- Utility Setup Fee ................ $175 one-time (non-refundable)

- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

- Utility Service Admin Fee ........ $9.95/month

- Charged for consolidated billing, service management, and ongoing utility coordination.

----------------------------

PET POLICY

----------------------------

- Standard/Regular Breeds:

- $300 non-refundable fee per pet

- $25/month for 1st pet; $10/month for each additional (max 3)

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

- Restricted Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.

----------------------------

APPLICATION REQUIREMENTS

----------------------------

- AUTOMATIC DENIALS:

- Utility Collections - (can be rectified by paying balance with receipt.)

- Landlord Collections - (can be rectified by paying balance with receipt.)

- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)

- Drug Charges - (non-negotiable)

- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)

- Bankruptcies (within the last 5 years) - (non-negotiable)

- CREDIT REQUIREMENTS

- If employed less than 1 year with current employer:

- 650+: Double Security Deposit

- 600–649: 50% Risk Mitigation Fee

- 550–599: 100% Risk Mitigation Fee

- 500–549: 150% Risk Mitigation Fee

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

- If employed more than 1 year with current employer:

- 600+: No Risk Mitigation Fee

- 550–599: 50% Risk Mitigation Fee

- 525–549: 100% Risk Mitigation Fee

- 500–524: 150% Risk Mitigation Fee

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

- INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

----------------------------

APPLICATION PROCESS

----------------------------

- Apply online: https://bit.ly/stevensrealtyapplynow

- Application fee: $65/adult (non-refundable)

- Processing time: 2-3 business days

----------------------------

MOVE-IN COSTS

----------------------------

- First month’s rent (prorated)

- Security deposit

- $100 lease preparation fee

- Additional Mandatory fees and programs listed above

----------------------------

NEED TO SELL BEFORE YOU MOVE?

--------------------- -------

- Stevens Realty can buy your current home directly.

- No repairs, cleaning, or commissions

- Move into your new home up to 30 days sooner!

----------------------------

BONUS: BUILD YOUR CREDIT!

----------------------------

- Pay your rent on time and we’ll report it to all 3 credit bureaus!

- Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------

Contact us today to schedule a tour or apply online!

www.stevensrentals.com

----------------------------

Affordable Housing : No

No Smoking/Vaping

Resident Benefits Package

Smart Lock & Thermostat Automation Inclusive

Stevens Realty All Bills Included Utility Concierge Service Required

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify : https://depositfree.myobligo.com/pre-qualify

----------------------------

This inviting 3-bedroom home offers a tranquil retreat with its lovely balcony welcoming you to a spacious living room bathed in natural light and hardwood floors adding an extra touch of warmth. There are 3 nice-sized bedrooms with ample closet space and an atmosphere perfect for relaxation. The well-equipped kitchen makes meal preparation effortless, with abundant cabinets to meet your cooking and storage needs. The washer and dryer hookup adds convenience to your laundry routine and with Central Heat and Air, you get to save 5-15% on your energy bill and helps ensure a clean, healthy living environment for your family. The fenced-in backyard is ideal for furry best friends up to 90 lbs, plus, a carport that protects your car from the elements completes this delightful package. Located in the historic Orchard Knob neighborhood with easy access to highways, hospitals, and shops and is just a few minutes from Downtown Chattanooga.

Apply for a showing now before it's gone!

----------------------------

Only $1,399 Deposit

----------------------------

Sale Price : $ 152,110

Down Payment : $ 5,000

Loan Origination Fee : $ 1,521.10

Agreement Preparation Fee : $ 100

Financed : $ 148.631.10

Monthly Payment : $ 1,262.09 Plus taxes and Insurance

Term : 40 Years

----------------------------

Availability Date

Move-in date may change depending on property condition or vacancy status.

----------------------------

MONTHLY CHARGES (in addition to base rent)

----------------------------

- Smart Home Automation ............ $20.95

- Resident Benefits Package ........ $49.95

- Group Rate Internet .............. $65

- Washer & Dryer Rental ............ $99

----------------------------

AMENITIES

----------------------------

- Smart Home Automation

- Central Heat and Air

- Natural Gas Heat

- Fenced and Large Yard

- Refrigerator, Stove, Dishwasher

- Washer and Dryer Unit

- Pet Friendly (90 lbs max)

- Section 8 Accepted

----------------------------

LEASE TERMS

----------------------------

- 12-Month Lease:................. Base Rent

- 6-11 Months:.................... +$100/month

- Month-to-Month:................. +$250/month

----------------------------

MANDATORY PROGRAMS & FEES

----------------------------

- Smart Home Automation ............ $20.95/month (mandatory)

- Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs.

- Resident Benefits Package ........ $49.95/month (mandatory)

- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

- Group Rate Internet Package ........ $65.00/month (mandatory)

- Get super fast 1 Gig internet with no upfront equipment or installation fees, plus quick, hassle-free setup in one call. All for just $65/month, including no data caps and premium live support through Second Nature.

- Smoking/Vaping Fee ............... $200 one-time (non-refundable)

- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.

----------------------------

UTILITY CONCIERGE SERVICE (Optional)

----------------------------

- Utility Setup Fee ................ $175 one-time (non-refundable)

- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

- Utility Service Admin Fee ........ $9.95/month

- Charged for consolidated billing, service management, and ongoing utility coordination.

- Billing Convenience .............. One simple bill

- Receive one combined bill for rent and utilities with reminders and full transparency.

----------------------------

PET POLICY

----------------------------

- Standard/Regular Breeds:

- $300 non-refundable fee per pet

- $25/month for 1st pet; $10/month for each additional (max 3)

- Restricted/Aggressive Breeds: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.

- $375 non-refundable fee per pet

- $45/month for 1st pet; $25/month for each additional (max 3)

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

----------------------------

APPLICATION REQUIREMENTS

----------------------------

- AUTOMATIC DENIALS:

- Utility Collections - (can be rectified by paying balance with receipt.)

- Landlord Collections - (can be rectified by paying balance with receipt.)

- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)

- Drug Charges - (non-negotiable)

- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)

- Bankruptcies (within the last 5 years) - (non-negotiable)

- CREDIT REQUIREMENTS

- If employed less than 1 year with current employer:

- 650+: Double Security Deposit

- 600–649: 50% Risk Mitigation Fee

- 550–599: 100% Risk Mitigation Fee

- 500–549: 150% Risk Mitigation Fee

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

heck

- If employed more than 1 year with current employer:

- 600+: No Risk Mitigation Fee

- 550–599: 50% Risk Mitigation Fee

- 525–549: 100% Risk Mitigation Fee

- 500–524: 150% Risk Mitigation Fee

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

- INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

----------------------------

APPLICATION PROCESS

----------------------------

- Apply online: https://bit.ly/stevensrealtyapplynow

- Application fee: $65/adult (non-refundable)

- Processing time: 2-3 business days

----------------------------

MOVE-IN COSTS

----------------------------

- First month’s rent (prorated)

- Security deposit

- $100 lease preparation fee

- Additional Mandatory fees and programs listed above

----------------------------

NEED TO SELL BEFORE YOU MOVE?

--------------------- -------

- Stevens Realty can buy your current home directly.

- No repairs, cleaning, or commissions

- Move into your new home up to 30 days sooner!

----------------------------

BONUS: BUILD YOUR CREDIT!

----------------------------

- Pay your rent on time and we’ll report it to all 3 credit bureaus!

- Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------

Contact us today to schedule a tour or apply online!

www.stevensrentals.com

----------------------------

Affordable Housing : Yes

Resident Benefits Package

Smart Lock & Thermostat Automation Inclusive

Stevens Realty All Bills Included Utility Concierge Service Required

Washer/Dryer For Rent

----------------------------

Only $1349 Deposit

----------------------------

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify : https://depositfree.myobligo.com/pre-qualify

----------------------------

Experience tranquility in this charming 3-bedroom 1-bath home. This charming home features a mix of siding and prominent stone accents on the porch pillars and foundation. Step inside from the front porch to a welcoming living room, which connects to other areas through an arched doorway and is cooled by a ceiling fan. Adjacent to the living room is a separate dining space with warm wooden floors that catch the sunlight from two windows. The kitchen is well-equipped with modern stainless steel appliances, dark grey cabinetry, and striking patterned backsplash tile. A long hallway with built-in storage drawers leads to a well-lit bedrooms with ample closet storage and a bathroom with patterned wallpaper. Enjoy a comfortable lifestyle with the modern amenities of a washer and dryer hook-up, a smart home system, electric heating, and central heating and air for optimal temperature management and a healthy living space. Pets that weigh up to 90 lbs. are welcome. Centrally located in Chattanooga, walking distance from public transportation, banking, shopping, dining, and near medical facilities.

Don't miss out on this offer - Schedule a showing now!

----------------------------

----------------------------

Sale Price : $  179,000

Down Payment : $ 5,000

Loan Origination Fee : $ 1,790

Agreement Preparation Fee : $ 500

Financed : $ 175,790

Monthly Payment : $ 1,492.71 Plus taxes and Insurance

Term : 40 Years

----------------------------

Washer & Dryer Rental Program

- $99/month for a high-quality washer and dryer

- One-time installation fee: $75

- Repairs and maintenance are covered

- Charges apply for damage or loss

----------------------------

Availability Date

Move-in date may change depending on property condition or vacancy status.

----------------------------

MONTHLY CHARGES (in addition to base rent)

----------------------------

- Smart Home Automation ............ $20.95

- Resident Benefits Package ........ $49.95

- Group Rate Internet .............. $65

----------------------------

AMENITIES

----------------------------

- Smart Home Automation

- Central Heat and Air

- Electric Heat

- Refrigerator, Stove, Dishwasher

- Washer and Dryer Hookup

- Pet Friendly (90 lbs max)

- Section 8 Accepted

----------------------------

LEASE TERMS

----------------------------

- 12-Month Lease:................. Base Rent

- 6-11 Months:.................... +$100/month

- Month-to-Month:................. +$250/month

----------------------------

MANDATORY PROGRAMS & FEES

----------------------------

- Smart Home Automation ............ $20.95/month (mandatory)

- Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs.

- Resident Benefits Package ........ $49.95/month (mandatory)

- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

- Group Rate Internet Package ........ $65.00/month (mandatory)

- Get super fast 1 Gig internet with no upfront equipment or installation fees, plus quick, hassle-free setup in one call. All for just $65/month, including no data caps and premium live support through Second Nature.

- Smoking/Vaping Fee ............... $200 one-time (optional/non-refundable)

- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.

----------------------------

UTILITY CONCIERGE SERVICE (Optional)

----------------------------

- Billing Convenience .............. One simple bill

- Receive one combined bill for rent and utilities with reminders and full transparency.

- Utility Setup Fee ................ $175 one-time (non-refundable)

- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

- Utility Service Admin Fee ........ $9.95/month

- Charged for consolidated billing, service management, and ongoing utility coordination.

----------------------------

PET POLICY

----------------------------

- Standard/Regular Breeds:

- $300 non-refundable fee per pet

- $25/month for 1st pet; $10/month for each additional (max 3)

- Restricted/Aggressive Breeds: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.

- $375 non-refundable fee per pet

- $45/month for 1st pet; $25/month for each additional (max 3)

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

----------------------------

APPLICATION REQUIREMENTS

----------------------------

- AUTOMATIC DENIALS:

- Utility Collections - (can be rectified by paying balance with receipt.)

- Landlord Collections - (can be rectified by paying balance with receipt.)

- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)

- Drug Charges - (non-negotiable)

- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)

- Bankruptcies (within the last 5 years) - (non-negotiable)

- CREDIT REQUIREMENTS

- If employed less than 1 year with current employer:

- 650+: Double Security Deposit

- 600–649: 50% Risk Mitigation Fee

- 550–599: 100% Risk Mitigation Fee

- 500–549: 150% Risk Mitigation Fee

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

- If employed more than 1 year with current employer:

- 600+: No Risk Mitigation Fee

- 550–599: 50% Risk Mitigation Fee

- 525–549: 100% Risk Mitigation Fee

- 500–524: 150% Risk Mitigation Fee

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

- INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

----------------------------

APPLICATION PROCESS

----------------------------

- Apply online: https://bit.ly/stevensrealtyapplynow

- Application fee: $65/adult (non-refundable)

- Processing time: 2-3 business days

----------------------------

MOVE-IN COSTS

----------------------------

- First month’s rent (prorated)

- Security deposit

- $100 lease preparation fee

- Additional Mandatory fees and programs listed above

----------------------------

NEED TO SELL BEFORE YOU MOVE?

--------------------- -------

- Stevens Realty can buy your current home directly.

- No repairs, cleaning, or commissions

- Move into your new home up to 30 days sooner!

----------------------------

BONUS: BUILD YOUR CREDIT!

----------------------------

- Pay your rent on time and we’ll report it to all 3 credit bureaus!

- Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------

Contact us today to schedule a tour or apply online!

www.stevensrentals.com

----------------------------

Affordable Housing : Yes

Resident Benefits Package

Smart Lock & Thermostat Automation Inclusive

Stevens Realty All Bills Included Utility Concierge Service Required

Washer/Dryer For Rent

This charming 2-bedroom 1-bath home welcomes you with a wide front porch that invites you into a cozy home with lovely wooden floors, inviting creamy white walls, and abundant natural light. The tiled kitchen is spacious and well-equipped with lovely wooden cabinets. The bedrooms are cozy with ample closet space. Enjoy the modern conveniences of a washer and dryer hook-up, a smart home system for seamless control of your space, and central heating and air for optimal temperature control, and a healthy living environment. Pets at 90 lbs max are welcome. Centrally located just minutes to Parkridge, Memorial, and Erlanger and all that Downtown Chattanooga has to offer.

Don't miss out on this offer - Schedule a showing now!

----------------------------

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify : https://depositfree.myobligo.com/pre-qualify

----------------------------

Only $1199 Deposit

----------------------------

Washer & Dryer Rental Program

- $99/month for a high-quality washer and dryer

- One-time installation fee: $75

- Repairs and maintenance are covered

- Charges apply for damage or loss

----------------------------

Availability Date

Move-in date may change depending on property condition or vacancy status.

----------------------------

MONTHLY CHARGES (in addition to base rent)

----------------------------

- Smart Home Automation ............ $20.95

- Resident Benefits Package ........ $49.95

- Group Rate Internet .............. $65

----------------------------

AMENITIES

----------------------------

- Smart Home Automation

- Central Heat and Air

- Electric Heat

- Refrigerator, Stove, Dishwasher

- Washer and Dryer Hookup

- Pet Friendly (90 lbs max)

- Section 8 Accepted

----------------------------

LEASE TERMS

----------------------------

- 12-Month Lease:................. Base Rent

- 6-11 Months:.................... +$100/month

- Month-to-Month:................. +$250/month

----------------------------

MANDATORY PROGRAMS & FEES

----------------------------

- Smart Home Automation ............ $20.95/month (mandatory)

- Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs.

- Resident Benefits Package ........ $49.95/month (mandatory)

- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

- Group Rate Internet Package ........ $65.00/month (mandatory)

- Get super fast 1 Gig internet with no upfront equipment or installation fees, plus quick, hassle-free setup in one call. All for just $65/month, including no data caps and premium live support through Second Nature.

- Smoking/Vaping Fee ............... $200 one-time (non-refundable)

- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.

----------------------------

UTILITY CONCIERGE SERVICE (Optional)

----------------------------

- Utility Setup Fee ................ $175 one-time (non-refundable)

- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

- Utility Service Admin Fee ........ $9.95/month

- Charged for consolidated billing, service management, and ongoing utility coordination.

- Billing Convenience .............. One simple bill

- Receive one combined bill for rent and utilities with reminders and full transparency.

----------------------------

PET POLICY

----------------------------

- Standard/Regular Breeds:

- $300 non-refundable fee per pet

- $25/month for 1st pet; $10/month for each additional (max 3)

- Restricted/Aggressive Breeds: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.

- $375 non-refundable fee per pet

- $45/month for 1st pet; $25/month for each additional (max 3)

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

----------------------------

APPLICATION REQUIREMENTS

----------------------------

- AUTOMATIC DENIALS:

- Utility Collections - (can be rectified by paying balance with receipt.)

- Landlord Collections - (can be rectified by paying balance with receipt.)

- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)

- Drug Charges - (non-negotiable)

- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)

- Bankruptcies (within the last 5 years) - (non-negotiable)

- CREDIT REQUIREMENTS:

- If employed less than 1 year with current employer:

- 600+: No Risk Mitigation Fee

- 575-599: 50% Risk Mitigation Fee

- 550-574: 100% Risk Mitigation Fee

- 549 below or No credit history: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent)

- If employed more than 1 year with current employer:

- 575+: No Risk Mitigation Fee

- 550-574: 50% Risk Mitigation Fee

- 525-549: 100% Risk Mitigation Fee

- 500-524: 150% Risk Mitigation Fee

- 499 below or No credit history: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent)

- INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

----------------------------

APPLICATION PROCESS

----------------------------

- Apply online: https://bit.ly/stevensrealtyapplynow

- Application fee: $65/adult (non-refundable)

- Processing time: 2-3 business days

----------------------------

MOVE-IN COSTS

----------------------------

- First month’s rent (prorated)

- Security deposit

- $100 lease preparation fee

- Additional Mandatory fees and programs listed above

----------------------------

NEED TO SELL BEFORE YOU MOVE?

--------------------- -------

- Stevens Realty can buy your current home directly.

- No repairs, cleaning, or commissions

- Move into your new home up to 30 days sooner!

----------------------------

BONUS: BUILD YOUR CREDIT!

----------------------------

- Pay your rent on time and we’ll report it to all 3 credit bureaus!

- Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------

Contact us today to schedule a tour or apply online!

www.stevensrentals.com

----------------------------

Affordable Housing : Yes

Resident Benefits Package

Smart Lock & Thermostat Automation Inclusive

Stevens Realty All Bills Included Utility Concierge Service Required

Washer/Dryer For Rent

----------------------------

Only $1,099 Deposit

----------------------------

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify : https://depositfree.myobligo.com/pre-qualify

----------------------------

Beautiful 2-bedroom two-story duplex home with 1.5 bath has plenty of room for a growing family. Featuring abundant natural light, a dedicated laundry closet, and a well-equipped eat-in galley kitchen with lovely wooden cabinets and a double glass sliding door access to the backyard balcony where you can extend your dining experience outdoors or enjoy the fresh air and green views with a coffee or a book with your family and friends. Upstairs you'll find good-sized carpeted bedrooms that are bright and airy, and with ample closet space for your belongings. Stay comfortable year-round with central heat and air that provide consistent temperatures throughout the home. Pets up to 30 lbs. are welcome. Finally, this home has a large basement and a garage for your cars so you'll never worry about storage space. Centrally located in East Ridge near restaurants, shopping, and just a minutes to downtown, Hamilton Place, and Ft. Oglethorpe.

Apply for a showing now!

----------------------------

Washer & Dryer Rental Program

- $99/month for a high-quality washer and dryer

- One-time installation fee: $75

- Repairs and maintenance are covered

- Charges apply for damage or loss

----------------------------

Availability Date

Move-in date may change depending on property condition or vacancy status.

----------------------------

MONTHLY CHARGES (in addition to base rent)

----------------------------

- Resident Benefits Package ........ $49.95

----------------------------

AMENITIES

----------------------------

- Central Heat and Air

- Electric Heat

- Balcony

- Attached Garage / Basement

- Refrigerator, Stove, Dishwasher

- Washer and Dryer Hookup

- Pet Friendly (30 lbs max)

- Section 8 Accepted

----------------------------

LEASE TERMS

----------------------------

- 12-Month Lease:................. Base Rent

- 6-11 Months:.................... +$100/month

- Month-to-Month:................. +$250/month

----------------------------

MANDATORY PROGRAMS & FEES

----------------------------

- Resident Benefits Package ........ $49.95/month (mandatory)

- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

- Smoking/Vaping Fee ............... $200 one-time (non-refundable)

- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.

----------------------------

UTILITY CONCIERGE SERVICE (Optional)

----------------------------

- Utility Setup Fee ................ $175 one-time (non-refundable)

- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

- Utility Service Admin Fee ........ $9.95/month

- Charged for consolidated billing, service management, and ongoing utility coordination.

- Billing Convenience .............. One simple bill

- Receive one combined bill for rent and utilities with reminders and full transparency.

----------------------------

PET POLICY

----------------------------

- Standard/Regular Breeds:

- $300 non-refundable fee per pet

- $25/month for 1st pet; $10/month for each additional (max 3)

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

- Restricted Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.

----------------------------

APPLICATION REQUIREMENTS

----------------------------

- AUTOMATIC DENIALS:

- Utility Collections - (can be rectified by paying balance with receipt.)

- Landlord Collections - (can be rectified by paying balance with receipt.)

- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)

- Drug Charges - (non-negotiable)

- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)

- Bankruptcies (within the last 5 years) - (non-negotiable)

- CREDIT REQUIREMENTS

- If employed less than 1 year with current employer:

- 650+: Double Security Deposit

- 600–649: 50% Risk Mitigation Fee

- 550–599: 100% Risk Mitigation Fee

- 500–549: 150% Risk Mitigation Fee

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

heck

- If employed more than 1 year with current employer:

- 600+: No Risk Mitigation Fee

- 550–599: 50% Risk Mitigation Fee

- 525–549: 100% Risk Mitigation Fee

- 500–524: 150% Risk Mitigation Fee

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

- INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

----------------------------

APPLICATION PROCESS

----------------------------

- Apply online: https://bit.ly/stevensrealtyapplynow

- Application fee: $65/adult (non-refundable)

- Processing time: 2-3 business days

----------------------------

MOVE-IN COSTS

----------------------------

- First month’s rent (prorated)

- Security deposit

- $100 lease preparation fee

- Additional Mandatory fees and programs listed above

----------------------------

NEED TO SELL BEFORE YOU MOVE?

--------------------- -------

- Stevens Realty can buy your current home directly.

- No repairs, cleaning, or commissions

- Move into your new home up to 30 days sooner!

----------------------------

BONUS: BUILD YOUR CREDIT!

----------------------------

- Pay your rent on time and we’ll report it to all 3 credit bureaus!

- Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------

Contact us today to schedule a tour or apply online!

www.stevensrentals.com

----------------------------

Resident Benefits Package

Stevens Realty All Bills Included Utility Concierge Service Required

Washer/Dryer For Rent

----------------------------

Only $1,099 Deposit

----------------------------

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify : https://depositfree.myobligo.com/pre-qualify

----------------------------

Washer & Dryer Rental Program

- $99/month for a high-quality washer and dryer

- One-time installation fee: $75

- Repairs and maintenance are covered

- Charges apply for damage or loss

----------------------------

Availability Date

Move-in date may change depending on property condition or vacancy status.

----------------------------

MONTHLY CHARGES (in addition to base rent)

----------------------------

- Resident Benefits Package ........ $49.95

----------------------------

AMENITIES

----------------------------

- Window AC Unit

- Electric Heat

- Refrigerator, Stove

- Pet Friendly (30 lbs max)

- Section 8 Accepted

----------------------------

LEASE TERMS

----------------------------

- 12-Month Lease:................. Base Rent

- 6-11 Months:.................... +$100/month

- Month-to-Month:................. +$250/month

----------------------------

MANDATORY PROGRAMS & FEES

----------------------------

- Resident Benefits Package ........ $49.95/month (mandatory)

- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

- Smoking/Vaping Fee ............... $200 one-time (non-refundable)

- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.

----------------------------

UTILITY CONCIERGE SERVICE (Optional)

----------------------------

- Utility Setup Fee ................ $175 one-time (non-refundable)

- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

- Utility Service Admin Fee ........ $9.95/month

- Charged for consolidated billing, service management, and ongoing utility coordination.

- Billing Convenience .............. One simple bill

- Receive one combined bill for rent and utilities with reminders and full transparency.

----------------------------

PET POLICY

----------------------------

- Standard/Regular Breeds:

- $300 non-refundable fee per pet

- $25/month for 1st pet; $10/month for each additional (max 3)

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

- Restricted Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.

----------------------------

APPLICATION REQUIREMENTS

----------------------------

- AUTOMATIC DENIALS:

- Utility Collections - (can be rectified by paying balance with receipt.)

- Landlord Collections - (can be rectified by paying balance with receipt.)

- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)

- Drug Charges - (non-negotiable)

- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)

- Bankruptcies (within the last 5 years) - (non-negotiable)

- CREDIT REQUIREMENTS

- If employed less than 1 year with current employer:

- 650+: Double Security Deposit

- 600–649: 50% Risk Mitigation Fee

- 550–599: 100% Risk Mitigation Fee

- 500–549: 150% Risk Mitigation Fee

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

- If employed more than 1 year with current employer:

- 600+: No Risk Mitigation Fee

- 550–599: 50% Risk Mitigation Fee

- 525–549: 100% Risk Mitigation Fee

- 500–524: 150% Risk Mitigation Fee

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

- INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

----------------------------

APPLICATION PROCESS

----------------------------

- Apply online: https://bit.ly/stevensrealtyapplynow

- Application fee: $65/adult (non-refundable)

- Processing time: 2-3 business days

----------------------------

MOVE-IN COSTS

----------------------------

- First month’s rent (prorated)

- Security deposit

- $100 lease preparation fee

- Additional Mandatory fees and programs listed above

----------------------------

NEED TO SELL BEFORE YOU MOVE?

--------------------- -------

- Stevens Realty can buy your current home directly.

- No repairs, cleaning, or commissions

- Move into your new home up to 30 days sooner!

----------------------------

BONUS: BUILD YOUR CREDIT!

----------------------------

- Pay your rent on time and we’ll report it to all 3 credit bureaus!

- Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------

Contact us today to schedule a tour or apply online!

www.stevensrentals.com

----------------------------

Affordable Housing : Yes

Resident Benefits Package

----------------------------

Only $1,025 Deposit

----------------------------

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify : https://depositfree.myobligo.com/pre-qualify

----------------------------

This lovely 2-bedroom 1-bath brick home features a classic design, with its brick exterior accented by charming details and accents. The creamy white walls and light-colored wooden flooring along with the cozy fireplace in this apartment create a warm and inviting atmosphere. The dining area flows seamlessly into the well-equipped kitchen, with an island table perfect for serving breakfast and lovely white shaker cabinets for storage. The good-sized bedrooms evoke a relaxing atmosphere and come with ample closet space for your belongings. Enjoy the convenience of a washer and dryer hookup for convenient laundry days, optimal temperature control with central heat and air, and the ease of living with smart home automation. Pets up to 30 lbs. are welcome. Conveniently located within the city limits and within walking distance to Brainerd High School, Interstate and, lots of amenities Chattanooga has to offer.

Don't miss out on this offer - Schedule a showing now!

----------------------------

Ask us about our Obligo Deposit-Free Lease Program!

Qualified tenants can skip the traditional security deposit and pay a smaller, manageable monthly fee instead.

Learn more: https://stevensrentals.com/deposit-free-leases

Washer & Dryer Rental Program

- $99/month for a high-quality washer and dryer

- One-time installation fee: $75

- Repairs and maintenance are covered

- Charges apply for damage or loss

Availability Date

Move-in date may change depending on property condition or vacancy status.

----------------------------

MONTHLY CHARGES (in addition to base rent)

----------------------------

Water Utility Charge ................ $50

Sewer Utility Charge ............................ $50

Smart Home Automation ............ $20.95

Resident Benefits Package ........ $49.95

All Bills Paid Program ........... $9.95

----------------------------

AMENITIES

----------------------------

- Smart Home Automation

- Central Heat and Air

- Electric Heat

- Refrigerator, Stove

- Washer and Dryer Hookup

- Pet Friendly (30 lbs max)

- Section 8 Accepted

----------------------------

LEASE TERMS

----------------------------

- 12-Month Lease:................. Base Rent

- 6-11 Months:.................... +$100/month

- Month-to-Month:................. +$250/month

----------------------------

MANDATORY PROGRAMS & FEES

----------------------------

Smart Home Automation ............ $20.95/month (mandatory)

- Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs.

Resident Benefits Package ........ $49.95

- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

Smoking/Vaping Fee ............... $200 one-time (non-refundable)

- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.

----------------------------

UTILITY CONCIERGE SERVICE (Required)

----------------------------

Utility Setup Fee ................ $175 one-time (non-refundable)

- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

Utility Service Admin Fee ........ $9.95/month

- Charged for consolidated billing, service management, and ongoing utility coordination.

Billing Convenience .............. One simple bill

- Receive one combined bill for rent and utilities with reminders and full transparency.

Water Utility Charge ................. $50/month

- Includes a $50 monthly water usage allowance. Any usage exceeding the $50 allowance will be billed to the tenant.

Sewer Utility Charge — $50/month

- Includes a $50 monthly sewer usage allowance. Any usage exceeding the $50 allowance will be billed to the tenant.

----------------------------

PET POLICY

----------------------------

- Standard/Regular Breeds:

- $300 non-refundable fee per pet

- $25/month for 1st pet; $10/month for each additional (max 3)

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

- Restricted Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.

----------------------------

APPLICATION REQUIREMENTS

----------------------------

- AUTOMATIC DENIALS:

- Utility Collections - (can be rectified by paying balance with receipt.)

- Landlord Collections - (can be rectified by paying balance with receipt.)

- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)

- Drug Charges - (non-negotiable)

- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)

- Bankruptcies (within the last 5 years) - (non-negotiable)

- CREDIT REQUIREMENTS

- If employed less than 1 year with current employer:

- 650+: Double Security Deposit

- 600–649: 50% Risk Mitigation Fee

- 550–599: 100% Risk Mitigation Fee

- 500–549: 150% Risk Mitigation Fee

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

heck

- If employed more than 1 year with current employer:

- 600+: No Risk Mitigation Fee

- 550–599: 50% Risk Mitigation Fee

- 525–549: 100% Risk Mitigation Fee

- 500–524: 150% Risk Mitigation Fee

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

- INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

----------------------------

APPLICATION PROCESS

----------------------------

- Apply online: https://bit.ly/stevensrealtyapplynow

- Application fee: $65/adult (non-refundable)

- Processing time: 2-3 business days

----------------------------

MOVE-IN COSTS

----------------------------

- First month’s rent (prorated)

- Security deposit

- $100 lease preparation fee

- Additional Mandatory fees and programs listed above

----------------------------

NEED TO SELL BEFORE YOU MOVE?

--------------------- -------

- Stevens Realty can buy your current home directly.

- No repairs, cleaning, or commissions

- Move into your new home up to 30 days sooner!

----------------------------

BONUS: BUILD YOUR CREDIT!

----------------------------

- Pay your rent on time and we’ll report it to all 3 credit bureaus!

- Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------

Contact us today to schedule a tour or apply online!

www.stevensrentals.com

----------------------------

Affordable Housing : Yes

Mini Blinds

Renters Insurance

Resident Benefits Package

Smart Lock & Thermostat Automation Inclusive

Smart Lock Automation Inclusive

Stevens Realty All Bills Included Utility Concierge Service Required

Washer/Dryer For Rent

----------------------------

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify : https://depositfree.myobligo.com/pre-qualify

----------------------------

This charming 3-bedroom, 1-bath brick home has a rustic and earthy feel, exuding warmth and character. It features a cozy living room filled with natural light and a spacious, well-equipped tiled eat-in kitchen with beautiful wooden cabinets. The bedrooms provide a relaxing atmosphere and come with ample closet space. Enjoy the comfort of a window AC unit, electric heating, a washer and dryer hookup for your laundry needs, and a wooden back deck is accessible from the kitchen, offering a lovely outdoor retreat.. Pets up to 30 lbs are welcome. The home is conveniently located near parks, shopping, and restaurants, and is just minutes from Parkridge, Memorial, and Erlanger hospitals, as well as all that downtown Chattanooga has to offer.

Don't wait - Schedule a showing now!

----------------------------

Only $999 Deposit

----------------------------

Washer & Dryer Rental Program

- $99/month for a high-quality washer and dryer

- One-time installation fee: $75

- Repairs and maintenance are covered

- Charges apply for damage or loss

----------------------------

Availability Date

Move-in date may change depending on property condition or vacancy status.

----------------------------

MONTHLY CHARGES (in addition to base rent)

----------------------------

- Resident Benefits Package ........ $49.95

----------------------------

AMENITIES

----------------------------

- Window AC Unit

- Electric Heat

- Back Deck

- Refrigerator, Stove

- Washer and Dryer Hookup

- Pet Friendly (30 lbs max)

- Section 8 Accepted

----------------------------

LEASE TERMS

----------------------------

- 12-Month Lease:................. Base Rent

- 6-11 Months:.................... +$100/month

- Month-to-Month:................. +$250/month

----------------------------

MANDATORY PROGRAMS & FEES

----------------------------

- Resident Benefits Package ........ $49.95/month (mandatory)

- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

- Smoking/Vaping Fee ............... $200 one-time (non-refundable)

- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.

----------------------------

UTILITY CONCIERGE SERVICE (Optional)

----------------------------

- Utility Setup Fee ................ $175 one-time (non-refundable)

- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

- Utility Service Admin Fee ........ $9.95/month

- Charged for consolidated billing, service management, and ongoing utility coordination.

- Billing Convenience .............. One simple bill

- Receive one combined bill for rent and utilities with reminders and full transparency.

----------------------------

PET POLICY

----------------------------

- Standard/Regular Breeds:

- $300 non-refundable fee per pet

- $25/month for 1st pet; $10/month for each additional (max 3)

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

- Restricted Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.

----------------------------

APPLICATION REQUIREMENTS

----------------------------

- AUTOMATIC DENIALS:

- Utility Collections - (can be rectified by paying balance with receipt.)

- Landlord Collections - (can be rectified by paying balance with receipt.)

- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)

- Drug Charges - (non-negotiable)

- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)

- Bankruptcies (within the last 5 years) - (non-negotiable)

- CREDIT REQUIREMENTS

- If employed less than 1 year with current employer:

- 650+: Double Security Deposit

- 600–649: 50% Risk Mitigation Fee

- 550–599: 100% Risk Mitigation Fee

- 500–549: 150% Risk Mitigation Fee

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

heck

- If employed more than 1 year with current employer:

- 600+: No Risk Mitigation Fee

- 550–599: 50% Risk Mitigation Fee

- 525–549: 100% Risk Mitigation Fee

- 500–524: 150% Risk Mitigation Fee

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

- INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

----------------------------

APPLICATION PROCESS

----------------------------

- Apply online: https://bit.ly/stevensrealtyapplynow

- Application fee: $65/adult (non-refundable)

- Processing time: 2-3 business days

----------------------------

MOVE-IN COSTS

----------------------------

- First month’s rent (prorated)

- Security deposit

- $100 lease preparation fee

- Additional Mandatory fees and programs listed above

----------------------------

NEED TO SELL BEFORE YOU MOVE?

--------------------- -------

- Stevens Realty can buy your current home directly.

- No repairs, cleaning, or commissions

- Move into your new home up to 30 days sooner!

----------------------------

BONUS: BUILD YOUR CREDIT!

----------------------------

- Pay your rent on time and we’ll report it to all 3 credit bureaus!

- Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------

Contact us today to schedule a tour or apply online!

www.stevensrentals.com

----------------------------

Affordable Housing : Yes

Resident Benefits Package

Stevens Realty All Bills Included Utility Concierge Service Required

Washer/Dryer For Rent

----------------------------

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify : https://depositfree.myobligo.com/pre-qualify

----------------------------

Welcome to your new haven! This 2-bedroom apartment welcomes you with tons of natural light. The living room is spacious and bright and with a double glass door access to the balcony perfect for enjoying the view with your morning coffee or evening wine. The well-equipped kitchen makes meal preparation effortless with a dishwasher, refrigerator, and stove, while the washer and dryer hookup ensures convenient laundry days. Enjoy optimal comfort with central heat and air conditioning, and experience the ease of smart home automation. With a pet-friendly policy for furry friends up to 30 lbs

Great location! Situated next to Route 41, a convenient location to downtown and East Ridge. Everything you need is just a few minutes drive.

Apply now and grab this apartment before it's gone!

----------------------------

Only $975 Deposit

----------------------------

Availability Date

Move-in date may change depending on property condition or vacancy status.

----------------------------

MONTHLY CHARGES (in addition to base rent)

----------------------------

Electric Utility Charge ............. $100

Water Utility Charge ................ $60

Internet/WIFI ....................... .... $45

Sewer Utility Charg.................. $100

Laundromat Access ................ $25

Smart Home Automation ... ..... $20.95

Resident Benefits Package ..... $49.95

All Bills Paid Program .............. $9.95

----------------------------

AMENITIES

----------------------------

- Smart Home Automation

- Central Heat and Air

- Electric Heat

- Balcony

- Refrigerator, Stove, Dishwasher

- Pet Friendly (30lbs max)

- Section 8 Accepted

----------------------------

LEASE TERMS

----------------------------

- 12-Month Lease:................. Base Rent

- 6-11 Months:.................... +$100/month

- Under 6 Months:................. +$250/month

- Month-to-Month:................. +$250/month

----------------------------

MANDATORY PROGRAMS & FEES

----------------------------

Smart Home Automation ............ $20.95/month (mandatory)

- Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs.

Resident Benefits Package ........ $49.95

- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

Smoking/Vaping Fee ............... $200 one-time (non-refundable)

- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.

----------------------------

UTILITY CONCIERGE SERVICE (Required)

----------------------------

Utility Setup Fee ................ $175 one-time (non-refundable)

- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

Utility Service Admin Fee ........ $9.95/month

- Charged for consolidated billing, service management, and ongoing utility coordination.

Water Utility Charge ................. $60/month

- Includes a $60 monthly water usage allowance. Any usage exceeding the $60 allowance will be billed to the tenant.

Electric Utility Charge .................... $100/month

- Includes a $100 monthly electricity usage allowance. Any usage exceeding the $100 allowance will be billed to the tenant.

Internet/WIFI .................... $45/month

- High-speed internet access included as part of your utility package.

Sewer Utility Charge — $100/month

- Includes a $100 monthly sewer usage allowance. Any usage exceeding the $100 allowance will be billed to the tenant.

Billing Convenience .............. One simple bill

- Receive one combined bill for rent and utilities with reminders and full transparency.

----------------------------

PET POLICY

----------------------------

- Standard/Regular Breeds:

- $300 non-refundable fee per pet

- $25/month for 1st pet; $10/month for each additional (max 3)

- Restricted/Aggressive Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

----------------------------

APPLICATION REQUIREMENTS

----------------------------

- AUTOMATIC DENIALS:

- Utility Collections - (can be rectified by paying balance with receipt.)

- Landlord Collections - (can be rectified by paying balance with receipt.)

- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)

- Drug Charges - (non-negotiable)

- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)

- Bankruptcies (within the last 5 years) - (non-negotiable)

- CREDIT REQUIREMENTS

- If employed less than 1 year with current employer:

- 650+: Double Security Deposit

- 600–649: 50% Risk Mitigation Fee

- 550–599: 100% Risk Mitigation Fee

- 500–549: 150% Risk Mitigation Fee

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

heck

- If employed more than 1 year with current employer:

- 600+: No Risk Mitigation Fee

- 550–599: 50% Risk Mitigation Fee

- 525–549: 100% Risk Mitigation Fee

- 500–524: 150% Risk Mitigation Fee

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

- INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

----------------------------

MOVE-IN COSTS

----------------------------

- First months rent (prorated)

- Security deposit

- $100 lease preparation fee

- Additional fees and programs listed above

----------------------------

NEED TO SELL BEFORE YOU MOVE?

----------------------------

Stevens Realty can buy your current home directly.

- No repairs, cleaning, or commissions

- Move into your new home up to 30 days sooner!

----------------------------

BONUS: BUILD YOUR CREDIT!

----------------------------

Pay your rent on time and well report it to all 3 credit bureaus!

Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------

Contact us today to schedule a tour or apply online!

www.stevensrentals.com

----------------------------

Affordable Housing : Yes

Resident Benefits Package

Smart Lock & Thermostat Automation Inclusive

Stevens Realty All Bills Included Utility Concierge Service Required

🏡 Move-in to your new 2BR/1BA apartment at Ridge Terrace Apartments

Spacious & modern units

Pet-friendly

$500 security deposit option

----------------------------

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify : https://depositfree.myobligo.com/pre-qualify

----------------------------

This cozy apartment is an excellent choice for individuals or small families who require a comfortable and modern living space. With two cozy bedrooms with ample storage space, two full baths, ceramic tile floors, and either carpet or vinyl in the bedroom. A double glass door access to the balcony brings in abundant natural light and overlooking views of trees and Route 41. Cook your favorite meals in the well-equipped kitchen with lovely wooden cabinets, a dishwasher, a refrigerator, and a stove. Unlimited use of the onsite Laundromat for only $25/month. A smart home system and central heating and air ensure a secure, energy-efficient, and healthy environment for your family. With a pet-friendly policy up to 30 lbs. max. Conveniently located adjacent to Ringgold Road. A short drive to UTC, Downtown and Interstate 75. Everything you need is just a few minutes drive.

Apply now and grab this apartment before it's gone!

----------------------------

Only $975 Deposit

----------------------------

Availability Date

Move-in date may change depending on property condition or vacancy status.

----------------------------

MONTHLY CHARGES (in addition to base rent)

----------------------------

Electric Utility Charge ............. $100

Water Utility Charge ................ $60

Internet/WIFI .................... $45

Sewer Utility Charge ............... $100

Laundromat Access ................ $25

Smart Home Automation ............ $20.95

Resident Benefits Package ........ $49.95

All Bills Paid Program ........... $9.95

----------------------------

AMENITIES

----------------------------

- Smart Home Automation

- Central Heat and Air

- Electric Heat

- Balcony

- Refrigerator, Stove, Dishwasher

- Pet Friendly (30lbs max)

- Section 8 Accepted

----------------------------

LEASE TERMS

----------------------------

- 12-Month Lease:................. Base Rent

- 6-11 Months:.................... +$100/month

- Under 6 Months:................. +$250/month

- Month-to-Month:................. +$250/month

----------------------------

MANDATORY PROGRAMS & FEES

----------------------------

Smart Home Automation ............ $20.95/month (mandatory)

- Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs.

Resident Benefits Package ........ $49.95

- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

Smoking/Vaping Fee ............... $200 one-time (non-refundable)

- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.

----------------------------

UTILITY CONCIERGE SERVICE (Required)

----------------------------

Utility Setup Fee ................ $175 one-time (non-refundable)

- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

Utility Service Admin Fee ........ $9.95/month

- Charged for consolidated billing, service management, and ongoing utility coordination.

Water Utility Charge ................. $60/month

- Includes a $60 monthly water usage allowance. Any usage exceeding the $60 allowance will be billed to the tenant.

Electric Utility Charge .................... $100/month

- Includes a $100 monthly electricity usage allowance. Any usage exceeding the $100 allowance will be billed to the tenant.

Internet/WIFI .................... $45/month

- High-speed internet access included as part of your utility package.

Sewer Utility Charge — $100/month

- Includes a $100 monthly sewer usage allowance. Any usage exceeding the $100 allowance will be billed to the tenant.

Billing Convenience .............. One simple bill

- Receive one combined bill for rent and utilities with reminders and full transparency.

----------------------------

PET POLICY

----------------------------

- Standard/Regular Breeds:

- $300 non-refundable fee per pet

- $25/month for 1st pet; $10/month for each additional (max 3)

- Restricted/Aggressive Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

----------------------------

APPLICATION REQUIREMENTS

----------------------------

- AUTOMATIC DENIALS:

- Utility Collections - (can be rectified by paying balance with receipt.)

- Landlord Collections - (can be rectified by paying balance with receipt.)

- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)

- Drug Charges - (non-negotiable)

- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)

- Bankruptcies (within the last 5 years) - (non-negotiable)

- CREDIT REQUIREMENTS

- If employed less than 1 year with current employer:

- 650+: Double Security Deposit

- 600–649: 50% Risk Mitigation Fee

- 550–599: 100% Risk Mitigation Fee

- 500–549: 150% Risk Mitigation Fee

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

heck

- If employed more than 1 year with current employer:

- 600+: No Risk Mitigation Fee

- 550–599: 50% Risk Mitigation Fee

- 525–549: 100% Risk Mitigation Fee

- 500–524: 150% Risk Mitigation Fee

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

- INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

----------------------------

MOVE-IN COSTS

----------------------------

- First months rent (prorated)

- Security deposit

- $100 lease preparation fee

- Additional fees and programs listed above

----------------------------

NEED TO SELL BEFORE YOU MOVE?

----------------------------

Stevens Realty can buy your current home directly.

- No repairs, cleaning, or commissions

- Move into your new home up to 30 days sooner!

----------------------------

BONUS: BUILD YOUR CREDIT!

----------------------------

Pay your rent on time and well report it to all 3 credit bureaus!

Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------

Contact us today to schedule a tour or apply online!

www.stevensrentals.com

----------------------------

Affordable Housing : Yes

Resident Benefits Package

Smart Lock & Thermostat Automation Inclusive

Stevens Realty All Bills Included Utility Concierge Service Required

🏡 Move-in to your new 2BR/1BA apartment at Ridge Terrace Apartments

Spacious & modern units

Pet-friendly

$500 security deposit option

----------------------------

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify : https://depositfree.myobligo.com/pre-qualify

----------------------------

This beautiful 2-bedroom 1.5-bath home boasts a timeless and elegant look, with a rock exterior faade that immediately catches the eye. Featuring lovely wooden flooring in the living room and bedrooms, abundant natural light, and a well-equipped kitchen with modern stainless steel appliances and white shaker cabinets. Upstairs are the bedrooms that offer a relaxing environment and ample closet space. With the modern conveniences of a washer and dryer hook-up for easy laundry, a smart home system for seamless control of your space, and central heating and air for optimal temperature control, and a healthy living environment. Pet-friendly at 30 lbs max. Located in a lovely quiet neighborhood surrounded by trees, with easy access to Hwy 317 and 153, and a very short drive to Volkswagen and Amazon.

Don't miss out - Schedule a showing now!

----------------------------

Only $975 Deposit to Move In!

----------------------------

Availability Date

Move-in date may change depending on property condition or vacancy status.

----------------------------

MONTHLY CHARGES (in addition to base rent)

----------------------------

Internet/WIFI .................... $45

Smart Home Automation ............ $20.95

All Bills Paid Program ........... $9.95

Resident Benefits Package ........ $49.95

----------------------------

AMENITIES

----------------------------

- All Bills Paid Required

- Smart Home Automation

- Central Heat and Air

- Refrigerator, Stove, Dishwasher

- Washer and Dryer Hookup

- Pet Friendly (30lbs max)

- Section 8 Accepted

----------------------------

LEASE TERMS

----------------------------

- 12-Month Lease:................. Base Rent

- 6-11 Months:.................... +$100/month

- Month-to-Month:................. +$250/month

----------------------------

MANDATORY PROGRAMS & FEES

----------------------------

Smart Home Automation ............ $20.95/month (mandatory)

- Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs.

Resident Benefits Package ........ $49.95

- Our Resident Benefits Package is designed to make renting easier, more convenient, and more rewarding.

Enjoy built-in savings, protection, maintenance support, and exclusive perks — all included to enhance your living experience.

Smoking/Vaping Fee ............... $200 one-time (non-refundable)

- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.

----------------------------

UTILITY CONCIERGE SERVICE (REQUIRED)

----------------------------

Utility Setup Fee ................ $175 one-time (non-refundable)

- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

Utility Service Admin Fee ........ $9.95/month

- Charged for consolidated billing, service management, and ongoing utility coordination.

Internet/WIFI .................... $45/month

- High-speed internet access included as part of your utility package.

Billing Convenience .............. One simple bill

- Receive one combined bill for rent and utilities with reminders and full transparency.

----------------------------

PET POLICY

----------------------------

- Standard/Regular Breeds:

- $300 non-refundable fee per pet

- $25/month for 1st pet; $10/month for each additional (max 3)

- Restricted/Aggressive Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

----------------------------

APPLICATION REQUIREMENTS

----------------------------

AUTOMATIC DENIALS:

- Utility Collections - (can be rectified by paying balance with receipt.)

- Landlord Collections - (can be rectified by paying balance with receipt.)

- Evictions - (can be rectified by providing documents from previous landlord that says otherwise.)

- Drug Charges - (non-negotiable)

- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)

- Bankruptcies (within the last 5 years) - (non-negotiable)

CREDIT REQUIREMENTS:

If employed more than 1 year with current employer:

- 600+: No Risk Mitigation Fee

- 550-599: 50% Risk Mitigation Fee

- 500-549: 100% Risk Mitigation Fee

- 499 and below: Cosigner required (600+ credit score, 2x rent income)

If employed less than 1 year with current employer:

- 650+: No Risk Mitigation Fee

- 600-649: 50% Risk Mitigation Fee

- 550-599: 100% Risk Mitigation Fee

- 500-549: 150% Risk Mitigation Fee

- No credit: Cosigner required (600+ score, 2x rent)

INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

----------------------------

APPLICATION PROCESS

----------------------------

- Apply online: https://bit.ly/stevensrealtyapplynow

- Application fee: $65/adult (non-refundable)

- Processing time: 2-3 business days

----------------------------

MOVE-IN COSTS

----------------------------

- First month’s rent (prorated)

- Security deposit

- $100 lease preparation fee

- Additional Mandatory fees and programs listed above

----------------------------

NEED TO SELL BEFORE YOU MOVE?

----------------------------

Stevens Realty can buy your current home directly.

- No repairs, cleaning, or commissions

- Move into your new home up to 30 days sooner!

----------------------------

BONUS: BUILD YOUR CREDIT!

----------------------------

Pay your rent on time and we’ll report it to all 3 credit bureaus!

Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------

Contact us today to schedule a tour or apply online!

www.stevensrentals.com

----------------------------

Affordable Housing : Yes

Resident Benefits Package

Smart Lock & Thermostat Automation Inclusive

Stevens Realty All Bills Included Utility Concierge Service Required

Washer/Dryer For Rent

----------------------------

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify : https://depositfree.myobligo.com/pre-qualify

----------------------------

Embrace city chic living in this 2-bedroom, 1-bath apartment that welcomes you with abundant natural light creating a cozy atmosphere. The living room is spacious and bright and with a double glass door access to the balcony perfect for enjoying the view with your morning coffee or evening wine. The good-sized bedrooms offer ample closet space, ensuring the organization is a breeze. The well-equipped kitchen makes meal preparation effortless with a dishwasher, refrigerator, and stove, while the washer and dryer hookup ensures convenient laundry days. Enjoy optimal comfort with central heat and air conditioning, and control your space with Smart home automation. Pets at 30 lbs. max are welcome. Situated next to Route 41, a convenient location to downtown and East Ridge. This chic urban delight is ideally located just a few minutes drive from everything.

Don't wait! Book a showing now!

----------------------------

Only $899 Deposit

----------------------------

Availability Date

Move-in date may change depending on property condition or vacancy status.

----------------------------

MONTHLY CHARGES (in addition to base rent)

----------------------------

Electric Utility Charge ............. $100

Water Utility Charge ................ $60

Internet/WIFI .................... $45

Sewer Utility Charge............................ $100

Laundromat Access ................ $25

Smart Home Automation ............ $20.95

Resident Benefits Package ........ $49.95

All Bills Paid Program ........... $9.95

----------------------------

AMENITIES

----------------------------

- Smart Home Automation

- Central Heat and Air

- Electric Heat

- Balcony

- Refrigerator, Stove, Dishwasher

- Pet Friendly (30lbs max)

- Section 8 Accepted

----------------------------

LEASE TERMS

----------------------------

- 12-Month Lease:................. Base Rent

- 6-11 Months:.................... +$100/month

- Under 6 Months:................. +$250/month

- Month-to-Month:................. +$250/month

----------------------------

MANDATORY PROGRAMS & FEES

----------------------------

Smart Home Automation ............ $20.95/month (mandatory)

- Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs.

Resident Benefits Package ........ $49.95

- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

Smoking/Vaping Fee ............... $200 one-time (non-refundable)

- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.

----------------------------

UTILITY CONCIERGE SERVICE (Required)

----------------------------

Utility Setup Fee ................ $175 one-time (non-refundable)

- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

Utility Service Admin Fee ........ $9.95/month

- Charged for consolidated billing, service management, and ongoing utility coordination.

Water Utility Charge ................. $60/month

- Includes a $60 monthly water usage allowance. Any usage exceeding the $60 allowance will be billed to the tenant.

Electric Utility Charge .................... $100/month

- Includes a $100 monthly electricity usage allowance. Any usage exceeding the $100 allowance will be billed to the tenant.

Internet/WIFI .................... $45/month

- High-speed internet access included as part of your utility package.

Sewer Utility Charge — $100/month

- Includes a $100 monthly sewer usage allowance. Any usage exceeding the $100 allowance will be billed to the tenant.

Billing Convenience .............. One simple bill

- Receive one combined bill for rent and utilities with reminders and full transparency.

----------------------------

PET POLICY

----------------------------

- Standard/Regular Breeds:

- $300 non-refundable fee per pet

- $25/month for 1st pet; $10/month for each additional (max 3)

- Restricted/Aggressive Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

----------------------------

APPLICATION REQUIREMENTS

----------------------------

- AUTOMATIC DENIALS:

- Utility Collections - (can be rectified by paying balance with receipt.)

- Landlord Collections - (can be rectified by paying balance with receipt.)

- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)

- Drug Charges - (non-negotiable)

- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)

- Bankruptcies (within the last 5 years) - (non-negotiable)

- CREDIT REQUIREMENTS

- If employed less than 1 year with current employer:

- 650+: Double Security Deposit

- 600–649: 50% Risk Mitigation Fee

- 550–599: 100% Risk Mitigation Fee

- 500–549: 150% Risk Mitigation Fee

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

heck

- If employed more than 1 year with current employer:

- 600+: No Risk Mitigation Fee

- 550–599: 50% Risk Mitigation Fee

- 525–549: 100% Risk Mitigation Fee

- 500–524: 150% Risk Mitigation Fee

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

- INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

----------------------------

MOVE-IN COSTS

----------------------------

- First months rent (prorated)

- Security deposit

- $100 lease preparation fee

- Additional fees and programs listed above

----------------------------

NEED TO SELL BEFORE YOU MOVE?

----------------------------

Stevens Realty can buy your current home directly.

- No repairs, cleaning, or commissions

- Move into your new home up to 30 days sooner!

----------------------------

BONUS: BUILD YOUR CREDIT!

----------------------------

Pay your rent on time and well report it to all 3 credit bureaus!

Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------

Contact us today to schedule a tour or apply online!

www.stevensrentals.com

----------------------------

Resident Benefits Package

Smart Lock & Thermostat Automation Inclusive

Stevens Realty All Bills Included Utility Concierge Service Required

🏡 Move-in to your new 2BR/1BA apartment at Ridge Terrace Apartments

Spacious & modern units

Pet-friendly

$500 security deposit option

----------------------------

Only $849 Deposit

----------------------------

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify : https://depositfree.myobligo.com/pre-qualify

----------------------------

Welcome to this cozy 2-bedroom brick duplex home nestled in between trees with its warm and inviting brick exterior, it is perfect for those looking for the simple pleasuresin life. The comfortable interior has an open floor plan that allows for flexibility and natural light to flow freely throughout, creating a brighter and welcoming space.Whip up your favorite meals in the well-equipped kitchen with white shaker cabinets. The bedrooms are good-sized and offer ample closet space, providing plenty of room for your belongings. With a full bath, washer and dryer hookup, and central heat and air, this home ensures convenience and comfort year-round. Pets up to 30 lbs. are welcome. Located in the lovely Churchville community just minutes from UTC and all that downtown Chattanooga has to offer.

Don't wait! Book a showing now!

----------------------------

Washer & Dryer Rental Program

- $99/month for a high-quality washer and dryer

- One-time installation fee: $75

- Repairs and maintenance are covered

- Charges apply for damage or loss

----------------------------

Availability Date

Move-in date may change depending on property condition or vacancy status.

----------------------------

MONTHLY CHARGES (in addition to base rent)

----------------------------

- Resident Benefits Package ........ $49.95

----------------------------

AMENITIES

----------------------------

- Central Heat and Air

- Electric Heat

- Refrigerator, Stove

- Washer and Dryer Hookup

- Pet Friendly (30 lbs max)

- Section 8 Accepted

----------------------------

LEASE TERMS

----------------------------

- 12-Month Lease:................. Base Rent

- 6-11 Months:.................... +$100/month

- Month-to-Month:................. +$250/month

----------------------------

MANDATORY PROGRAMS & FEES

----------------------------

- Resident Benefits Package ........ $49.95/month (mandatory)

- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

- Smoking/Vaping Fee ............... $200 one-time (non-refundable)

- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.

----------------------------

UTILITY CONCIERGE SERVICE (Optional)

----------------------------

- Utility Setup Fee ................ $175 one-time (non-refundable)

- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

- Utility Service Admin Fee ........ $9.95/month

- Charged for consolidated billing, service management, and ongoing utility coordination.

- Billing Convenience .............. One simple bill

- Receive one combined bill for rent and utilities with reminders and full transparency.

----------------------------

PET POLICY

----------------------------

- Standard/Regular Breeds:

- $300 non-refundable fee per pet

- $25/month for 1st pet; $10/month for each additional (max 3)

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

- Restricted Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.

----------------------------

APPLICATION REQUIREMENTS

----------------------------

- AUTOMATIC DENIALS:

- Utility Collections - (can be rectified by paying balance with receipt.)

- Landlord Collections - (can be rectified by paying balance with receipt.)

- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)

- Drug Charges - (non-negotiable)

- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)

- Bankruptcies (within the last 5 years) - (non-negotiable)

- CREDIT REQUIREMENTS

- If employed less than 1 year with current employer:

- 650+: Double Security Deposit

- 600–649: 50% Risk Mitigation Fee

- 550–599: 100% Risk Mitigation Fee

- 500–549: 150% Risk Mitigation Fee

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

heck

- If employed more than 1 year with current employer:

- 600+: No Risk Mitigation Fee

- 550–599: 50% Risk Mitigation Fee

- 525–549: 100% Risk Mitigation Fee

- 500–524: 150% Risk Mitigation Fee

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

- INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

----------------------------

APPLICATION PROCESS

----------------------------

- Apply online: https://bit.ly/stevensrealtyapplynow

- Application fee: $65/adult (non-refundable)

- Processing time: 2-3 business days

----------------------------

MOVE-IN COSTS

----------------------------

- First month’s rent (prorated)

- Security deposit

- $100 lease preparation fee

- Additional Mandatory fees and programs listed above

----------------------------

NEED TO SELL BEFORE YOU MOVE?

--------------------- -------

- Stevens Realty can buy your current home directly.

- No repairs, cleaning, or commissions

- Move into your new home up to 30 days sooner!

----------------------------

BONUS: BUILD YOUR CREDIT!

----------------------------

- Pay your rent on time and we’ll report it to all 3 credit bureaus!

- Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------

Contact us today to schedule a tour or apply online!

www.stevensrentals.com

----------------------------

Affordable Housing : Yes

Resident Benefits Package

Stevens Realty All Bills Included Utility Concierge Service Required

Washer/Dryer For Rent

----------------------------

Only $849 Deposit

----------------------------

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify : https://depositfree.myobligo.com/pre-qualify

----------------------------

You will love this quaint 2-bedroom 1-bath brick house that greets you with tons of natural light, warm wooden floors, and gentle grey walls beautifully complementing the rustic charm of the brick exterior. Create your favorite meals in the well-equipped tiled kitchen and relax in the cozy bedrooms with ample closet space. With a washer and dryer hook-up for convenient laundry days, a Window AC Unit to keeps you cool during warm summer days, and electric heating to ensure your comfort. Pets up to 30 lbs. are welcome. Enjoy a walk in the neighborhood lined with trees and the several parks nearby.

Don't miss out on this offer - Schedule a showing now!

----------------------------

Washer & Dryer Rental Program

- $99/month for a high-quality washer and dryer

- One-time installation fee: $75

- Repairs and maintenance are covered

- Charges apply for damage or loss

----------------------------

Availability Date

Move-in date may change depending on property condition or vacancy status.

----------------------------

MONTHLY CHARGES (in addition to base rent)

----------------------------

- Resident Benefits Package ........ $49.95

----------------------------

AMENITIES

----------------------------

- Window AC Unit

- Electric Heat

- Refrigerator, Stove, Dishwasher

- Washer and Dryer Hookup

- Pet Friendly (30 lbs max)

- Section 8 Accepted

----------------------------

LEASE TERMS

----------------------------

- 12-Month Lease:................. Base Rent

- 6-11 Months:.................... +$100/month

- Month-to-Month:................. +$250/month

----------------------------

MANDATORY PROGRAMS & FEES

----------------------------

- Resident Benefits Package ........ $49.95/month (mandatory)

- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

- Smoking/Vaping Fee ............... $200 one-time (non-refundable)

- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.

----------------------------

UTILITY CONCIERGE SERVICE (Optional)

----------------------------

- Utility Setup Fee ................ $175 one-time (non-refundable)

- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

- Utility Service Admin Fee ........ $9.95/month

- Charged for consolidated billing, service management, and ongoing utility coordination.

- Billing Convenience .............. One simple bill

- Receive one combined bill for rent and utilities with reminders and full transparency.

----------------------------

PET POLICY

----------------------------

- Standard/Regular Breeds:

- $300 non-refundable fee per pet

- $25/month for 1st pet; $10/month for each additional (max 3)

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

- Restricted Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.

----------------------------

APPLICATION REQUIREMENTS

----------------------------

- AUTOMATIC DENIALS:

- Utility Collections - (can be rectified by paying balance with receipt.)

- Landlord Collections - (can be rectified by paying balance with receipt.)

- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)

- Drug Charges - (non-negotiable)

- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)

- Bankruptcies (within the last 5 years) - (non-negotiable)

- CREDIT REQUIREMENTS

- If employed less than 1 year with current employer:

- 650+: Double Security Deposit

- 600–649: 50% Risk Mitigation Fee

- 550–599: 100% Risk Mitigation Fee

- 500–549: 150% Risk Mitigation Fee

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

heck

- If employed more than 1 year with current employer:

- 600+: No Risk Mitigation Fee

- 550–599: 50% Risk Mitigation Fee

- 525–549: 100% Risk Mitigation Fee

- 500–524: 150% Risk Mitigation Fee

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

- INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

----------------------------

APPLICATION PROCESS

----------------------------

- Apply online: https://bit.ly/stevensrealtyapplynow

- Application fee: $65/adult (non-refundable)

- Processing time: 2-3 business days

----------------------------

MOVE-IN COSTS

----------------------------

- First month’s rent (prorated)

- Security deposit

- $100 lease preparation fee

- Additional Mandatory fees and programs listed above

----------------------------

NEED TO SELL BEFORE YOU MOVE?

--------------------- -------

- Stevens Realty can buy your current home directly.

- No repairs, cleaning, or commissions

- Move into your new home up to 30 days sooner!

----------------------------

BONUS: BUILD YOUR CREDIT!

----------------------------

- Pay your rent on time and we’ll report it to all 3 credit bureaus!

- Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------

Contact us today to schedule a tour or apply online!

www.stevensrentals.com

----------------------------

Affordable Housing : Yes

Resident Benefits Package

Washer/Dryer For Rent

----------------------------

Only $825 Deposit

----------------------------

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify : https://depositfree.myobligo.com/pre-qualify

----------------------------

Come home to this cozy 2 bedroom 1 bath brick duplex apartment. With big windows bringing in tons of natural light to a lovely living room with beautiful wooden floors. The bedrooms are nice-sized with good closet space. You have a tiny but functional kitchen to serve your culinary needs and a Window AC Unit to keep your summer days cool. Larger pets up to 90 lbs are welcome. Great location! Close to nature and a short distance to downtown Chattanooga for everything you want.

Scheduling a showing now!

----------------------------

Availability Date

Move-in date may change depending on property condition or vacancy status.

----------------------------

MONTHLY CHARGES (in addition to base rent)

----------------------------

- Resident Benefits Package ........ $49.95

----------------------------

AMENITIES

----------------------------

- Window AC Unit

- Electric Heat

- Large Yard

- Refrigerator, Stove

- Washer and Dryer Hookup

- Pet Friendly (30 lbs max)

- Section 8 Accepted

----------------------------

LEASE TERMS

----------------------------

- 12-Month Lease:................. Base Rent

- 6-11 Months:.................... +$100/month

- Month-to-Month:................. +$250/month

----------------------------

MANDATORY PROGRAMS & FEES

----------------------------

- Resident Benefits Package ........ $49.95/month (mandatory)

- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

- Smoking/Vaping Fee ............... $200 one-time (non-refundable)

- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.

----------------------------

UTILITY CONCIERGE SERVICE (Optional)

----------------------------

- Utility Setup Fee ................ $175 one-time (non-refundable)

- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

- Utility Service Admin Fee ........ $9.95/month

- Charged for consolidated billing, service management, and ongoing utility coordination.

- Billing Convenience .............. One simple bill

- Receive one combined bill for rent and utilities with reminders and full transparency.

----------------------------

PET POLICY

----------------------------

- Standard/Regular Breeds:

- $300 non-refundable fee per pet

- $25/month for 1st pet; $10/month for each additional (max 3)

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

- Restricted Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.

----------------------------

APPLICATION REQUIREMENTS

----------------------------

- AUTOMATIC DENIALS:

- Utility Collections - (can be rectified by paying balance with receipt.)

- Landlord Collections - (can be rectified by paying balance with receipt.)

- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)

- Drug Charges - (non-negotiable)

- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)

- Bankruptcies (within the last 5 years) - (non-negotiable)

- CREDIT REQUIREMENTS

- If employed less than 1 year with current employer:

- 650+: Double Security Deposit

- 600–649: 50% Risk Mitigation Fee

- 550–599: 100% Risk Mitigation Fee

- 500–549: 150% Risk Mitigation Fee

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

heck

- If employed more than 1 year with current employer:

- 600+: No Risk Mitigation Fee

- 550–599: 50% Risk Mitigation Fee

- 525–549: 100% Risk Mitigation Fee

- 500–524: 150% Risk Mitigation Fee

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

- INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

----------------------------

APPLICATION PROCESS

----------------------------

- Apply online: https://bit.ly/stevensrealtyapplynow

- Application fee: $65/adult (non-refundable)

- Processing time: 2-3 business days

----------------------------

MOVE-IN COSTS

----------------------------

- First month’s rent (prorated)

- Security deposit

- $100 lease preparation fee

- Additional Mandatory fees and programs listed above

----------------------------

NEED TO SELL BEFORE YOU MOVE?

--------------------- -------

- Stevens Realty can buy your current home directly.

- No repairs, cleaning, or commissions

- Move into your new home up to 30 days sooner!

----------------------------

BONUS: BUILD YOUR CREDIT!

----------------------------

- Pay your rent on time and we’ll report it to all 3 credit bureaus!

- Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------

Contact us today to schedule a tour or apply online!

www.stevensrentals.com

----------------------------

Resident Benefits Package

Stevens Realty All Bills Included Utility Concierge Service Required

This lovely 1-bedroom 1-bath single-story ranch-style home features a classic design, with creamy white walls and light-colored tiles in an open floor plan seamlessly connecting the kitchen, dining area, and living room, creating an ideal environment for easy living. The well-equipped kitchen comes with a refrigerator, stove, and lovely white shaker cabinets for storage. The good-sized bedrooms evoke a relaxing atmosphere and come with ample closet space for your belongings. Enjoy the convenience of a window AC unit and Electric Heating. Pets up to 30 lbs. are welcome. Conveniently located within the city limits and within walking distance to Brainerd High School, Interstate and, lots of amenities Chattanooga has to offer. 

Don't miss out on this offer - Schedule a showing now!

----------------------------

Only $799 Deposit

----------------------------

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify : https://depositfree.myobligo.com/pre-qualify

----------------------------

Availability Date

Move-in date may change depending on property condition or vacancy status.

----------------------------

MONTHLY CHARGES (in addition to base rent)unit directory

----------------------------

- Water Utility Charge ................ $20

- Sewer Utility Charge............................ $20

- Smarthome home Automation....$14.95

- Resident Benefits Package ........ $49.95

----------------------------

AMENITIES

----------------------------

- Window AC Unit

- Electric Heat

- Refrigerator, Stove

- Pet Friendly (30 lbs max)

- Section 8 Accepted

----------------------------

LEASE TERMS

----------------------------

- 12-Month Lease:................. Base Rent

- 6-11 Months:.................... +$100/month

- Month-to-Month:................. +$250/month

----------------------------

MANDATORY PROGRAMS & FEES

----------------------------

- Smart Home Automation ............ $20.95/month (mandatory)

- Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs.

- Resident Benefits Package ........ $49.95/month (mandatory)

- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

- Smoking/Vaping Fee ............... $200 one-time (non-refundable)

- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.

Sewer Utility Charge — $20/month

- Includes a $20 monthly sewer usage allowance. Any usage exceeding the $20 allowance will be billed to the tenant.

Water Utility Charge ................. $20/month

- Includes a $60 monthly water usage allowance. Any usage exceeding the $20 allowance will be billed to the tenant.

----------------------------

UTILITY CONCIERGE SERVICE (Optional)

----------------------------

- Utility Setup Fee ................ $175 one-time (non-refundable)

- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

- Utility Service Admin Fee ........ $9.95/month

- Charged for consolidated billing, service management, and ongoing utility coordination.

- Billing Convenience .............. One simple bill

- Receive one combined bill for rent and utilities with reminders and full transparency.

----------------------------

PET POLICY

----------------------------

- Standard/Regular Breeds:

- $300 non-refundable fee per pet

- $25/month for 1st pet; $10/month for each additional (max 3)

- Restricted/Aggressive Breeds: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.

- $375 non-refundable fee per pet

- $45/month for 1st pet; $25/month for each additional (max 3)

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

----------------------------

APPLICATION REQUIREMENTS

----------------------------

- AUTOMATIC DENIALS:

- Utility Collections - (can be rectified by paying balance with receipt.)

- Landlord Collections - (can be rectified by paying balance with receipt.)

- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)

- Drug Charges - (non-negotiable)

- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)

- Bankruptcies (within the last 5 years) - (non-negotiable)

- CREDIT REQUIREMENTS

- If employed less than 1 year with current employer:

- 650+: Double Security Deposit

- 600–649: 50% Risk Mitigation Fee

- 550–599: 100% Risk Mitigation Fee

- 500–549: 150% Risk Mitigation Fee

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

heck

- If employed more than 1 year with current employer:

- 600+: No Risk Mitigation Fee

- 550–599: 50% Risk Mitigation Fee

- 525–549: 100% Risk Mitigation Fee

- 500–524: 150% Risk Mitigation Fee

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

- INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

----------------------------

APPLICATION PROCESS

----------------------------

- Apply online: https://bit.ly/stevensrealtyapplynow

- Application fee: $65/adult (non-refundable)

- Processing time: 2-3 business days

----------------------------

MOVE-IN COSTS

----------------------------

- First month’s rent (prorated)

- Security deposit

- $100 lease preparation fee

- Additional Mandatory fees and programs listed above

----------------------------

NEED TO SELL BEFORE YOU MOVE?

--------------------- -------

- Stevens Realty can buy your current home directly.

- No repairs, cleaning, or commissions

- Move into your new home up to 30 days sooner!

----------------------------

BONUS: BUILD YOUR CREDIT!

----------------------------

- Pay your rent on time and we’ll report it to all 3 credit bureaus!

- Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------

Contact us today to schedule a tour or apply online!

www.stevensrentals.com

----------------------------

Resident Benefits Package

Stevens Realty All Bills Included Utility Concierge Service Required

Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify : https://depositfree.myobligo.com/pre-qualify

----------------------------

Step inside this lovely 1-bedroom 2-bath brick home with a rustic and earthy feel that exudes warmth and character. Featuring a cozy living room with abundant natural light, highlighting the lovely wooden flooring and timeless gray walls. The kitchen is well-equipped with elegant wooden cabinets and modern appliances. The bedroom invites relaxation with ample closet space. Enjoy the convenience of a window AC unit, electric heating, a washer and dryer hook-up to simplify your laundry, and a smart home system that gives you the ease of control of your space. Pets up to 30 lbs. max are welcome. Located in a quiet neighborhood just minutes from downtown, Lookout Mountain, restaurants, and shops along South Broad and St. Elmo.

Don't miss out on this offer - Schedule a showing now!

----------------------------

Only $799 Deposit to Move In!

----------------------------

Washer & Dryer Rental Program

- $99/month for a high-quality washer and dryer

- One-time installation fee: $75

- Repairs and maintenance are covered

- Charges apply for damage or loss

Availability Date

Move-in date may change depending on property condition or vacancy status.

----------------------------

MONTHLY CHARGES (in addition to base rent)

----------------------------

Smart Home Automation ............ $14.95

Resident Benefits Package ........ $49.95

----------------------------

AMENITIES

----------------------------

- Smart Home Automation

- Window AC Unit

- Electric Heat

- Refrigerator, Stove

- Washer and Dryer Hookup

- Pet Friendly (30 lbs max)

- Section 8 Accepted

----------------------------

LEASE TERMS

----------------------------

- 12-Month Lease:................. Base Rent

- 6-11 Months:.................... +$100/month

- Month-to-Month:................. +$250/month

----------------------------

MANDATORY PROGRAMS & FEES

----------------------------

- Smart Home Automation ............ $14.95/month (mandatory)

- Subscription required for remote access to locks and monitor home activity.

- Resident Benefits Package ........ $49.95/month (mandatory)

- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

- Smoking/Vaping Fee ............... $200 one-time (non-refundable)

- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.

----------------------------

UTILITY CONCIERGE SERVICE (Optional)

----------------------------

- Utility Setup Fee ................ $175 one-time (non-refundable)

- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

- Utility Service Admin Fee ........ $9.95/month

- Charged for consolidated billing, service management, and ongoing utility coordination.

- Billing Convenience .............. One simple bill

- Receive one combined bill for rent and utilities with reminders and full transparency.

----------------------------

PET POLICY

----------------------------

- Standard/Regular Breeds:

- $300 non-refundable fee per pet

- $25/month for 1st pet; $10/month for each additional (max 3)

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

- Restricted Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.

----------------------------

APPLICATION REQUIREMENTS

----------------------------

- AUTOMATIC DENIALS:

- Utility Collections - (can be rectified by paying balance with receipt.)

- Landlord Collections - (can be rectified by paying balance with receipt.)

- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)

- Drug Charges - (non-negotiable)

- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)

- Bankruptcies (within the last 5 years) - (non-negotiable)

- CREDIT REQUIREMENTS:

- If employed less than 1 year with current employer:

- 600+: No Risk Mitigation Fee

- 575-599: 50% Risk Mitigation Fee

- 550-574: 100% Risk Mitigation Fee

- 549 below or No credit history: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent)

- If employed more than 1 year with current employer:

- 575+: No Risk Mitigation Fee

- 550-574: 50% Risk Mitigation Fee

- 525-549: 100% Risk Mitigation Fee

- 500-524: 150% Risk Mitigation Fee

- 499 below or No credit history: May be approved with a qualified co-signer (minimum 600 credit score and income of at least 2× the monthly rent)

- INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

----------------------------

APPLICATION PROCESS

----------------------------

- Apply online: https://bit.ly/stevensrealtyapplynow

- Application fee: $65/adult (non-refundable)

- Processing time: 2-3 business days

----------------------------

MOVE-IN COSTS

----------------------------

- First month’s rent (prorated)

- Security deposit

- $100 lease preparation fee

- Additional Mandatory fees and programs listed above

----------------------------

NEED TO SELL BEFORE YOU MOVE?

--------------------- -------

- Stevens Realty can buy your current home directly.

- No repairs, cleaning, or commissions

- Move into your new home up to 30 days sooner!

----------------------------

BONUS: BUILD YOUR CREDIT!

----------------------------

- Pay your rent on time and we’ll report it to all 3 credit bureaus!

- Improve your credit, qualify for better rates, and establish credit history while renting.

----------------------------

Contact us today to schedule a tour or apply online!

www.stevensrentals.com

----------------------------

Affordable Housing : Yes

Duplex

Mini Blinds

Range Hood

Resident Benefits Package

Smart Lock Automation Inclusive

Stevens Realty All Bills Included Utility Concierge Service Required

Washer/Dryer For Rent