Frequently asked Questions
1. Credit score requirements:
If employed for at least a year:
600 to 649 - Normal deposit
550 to 599 - Normal deposit plus 50% of rent HIGH RISK FEE (non-refundable)
500 to 549 - Normal deposit plus 100% of rent HIGH RISK FEE (non-refundable)
If employed less than a year:
650 above - Normal deposit
600 to 649 - Normal deposit plus 50% of rent HIGH RISK FEE (non-refundable)
550 to 599 - Normal deposit plus 100% of rent HIGH RISK FEE (non-refundable)
500 to 549 - Normal deposit plus 150% of rent HIGH RISK FEE (non-refundable)
499 and below - Rejected or a Cosigner whose Credit Score is 600 or above
No credit - Need a Cosigner whose Credit Score is 600 or above
***GOOD NEWS. Pay on time and build your credit with us and Transunion.
Most landlords only report negative credit references but here at Stevens we want to reward you for meeting your obligations on time.
This is an added benefit/incentive that we are putting in place for paying rents on time, taking care of the property and just being a good tenant.
This will also help our residents improve payment history for future home purchases, as well as help our younger tenants in establishing a credit history
2. Income Requirements :
Total household monthly income must be at least 3x the rent.
3. If I like the house what is the next step I need to take?
Submit an application through our website.
4. How long and how much is the application?
$30/adult(non-refundable). 2-3 business days.
5. Are there any automatic declines in your application process?
Yes. Utility Collections, Felonies, Evictions, and Drug charges.
Stevens Realty is always thinking of you and you have earned 5% discount to use McMinnville Moving & Storage Co, one of the BEST moving companies in TN just for renting from us.... call 800-575-6551 to claim your 5% discount and let them know Stevens Realty referred you.
Central Heat & Air,
Renters Insurance Required
Utility And Maintenance Reduction Program Required
Washer And Dryer Hook Up