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Qualified tenants may be eligible for a deposit-free lease through the Obligo Billing Authorization Program, replacing the traditional security deposit with a low, manageable fee.

See if you qualify : https://depositfree.myobligo.com/pre-qualify

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This cozy apartment is an excellent choice for individuals or small families who require a comfortable and modern living space. With two cozy bedrooms with ample storage space, two full baths, ceramic tile floors, and either carpet or vinyl in the bedroom. A double glass door access to the balcony brings in abundant natural light and overlooking views of trees and Route 41. Cook your favorite meals in the well-equipped kitchen with lovely wooden cabinets, a dishwasher, a refrigerator, and a stove. Unlimited use of the onsite Laundromat for only $25/month. A smart home system and central heating and air ensure a secure, energy-efficient, and healthy environment for your family. With a pet-friendly policy up to 30 lbs. max. Conveniently located adjacent to Ringgold Road. A short drive to UTC, Downtown and Interstate 75. Everything you need is just a few minutes drive.

Apply now and grab this apartment before it's gone!

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Only $975 Deposit

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Availability Date

Move-in date may change depending on property condition or vacancy status.

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MONTHLY CHARGES (in addition to base rent)

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Electric (Allowance) ............. $100

Water (Allowance) ................ $60

Internet/WIFI .................... $45

Sewer ............................ $100

Laundromat Access ................ $25

Smart Home Automation ............ $20.95

Resident Benefits Package ........ $49.95

All Bills Paid Program ........... $9.95

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AMENITIES

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- Smart Home Automation

- Central Heat and Air

- Electric Heat

- Balcony

- Refrigerator, Stove, Dishwasher

- Pet Friendly (30lbs max)

- Section 8 Accepted

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LEASE TERMS

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- 12-Month Lease:................. Base Rent

- 6-11 Months:.................... +$100/month

- Under 6 Months:................. +$250/month

- Month-to-Month:................. +$250/month

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MANDATORY PROGRAMS & FEES

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Smart Home Automation ............ $20.95/month (mandatory)

- Subscription required for remote access to locks and thermostat, monitor home activity, and reduce energy costs.

Resident Benefits Package ........ $49.95

- Our all-inclusive Resident Benefits Package delivers ultimate convenience, financial growth, and peace of mind from day one. Enjoy automated air filter deliveries, built-in renter's insurance, on-demand pest control, 24/7 emergency support, and a secure online portal for streamlined maintenance tracking. Beyond home comfort, you will build your future with monthly credit reporting, $1M identity theft protection, and automated rewards just for paying rent on time. Plus, unlock flexible lease options and instant access to over 10,000 exclusive discounts on dining, moving, and everyday essentials to maximize your monthly savings.

Smoking/Vaping Fee ............... $200 one-time (non-refundable)

- Required if you smoke or vape, even outside, to cover additional cleaning/prep costs.

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UTILITY CONCIERGE SERVICE (Required)

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Utility Setup Fee ................ $175 one-time (non-refundable)

- Covers the cost of setting up all your utilities without the hassle of dealing with multiple providers.

Utility Service Admin Fee ........ $9.95/month

- Charged for consolidated billing, service management, and ongoing utility coordination.

Water Allowance .................. $60/month

- Monthly water usage allowance. Any overages will be billed to the tenant.

Electric Allowance ............... $100/month

- Monthly electricity usage allowance. Overages will be billed to the tenant.

Internet/WIFI .................... $45/month

- High-speed internet access included as part of your utility package.

Sewer Allowance.................... $100/month

- Monthly sewer usage allowance. Overages will be billed to the tenant.

Billing Convenience .............. One simple bill

- Receive one combined bill for rent and utilities with reminders and full transparency.

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PET POLICY

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- Standard/Regular Breeds:

- $300 non-refundable fee per pet

- $25/month for 1st pet; $10/month for each additional (max 3)

- Restricted/Aggressive Breeds NOT ALLOWED: Pitbull, Rottweiler, Doberman, Chow, German Shepherd, etc.

- No fees for ESA or Service Animals

- Pet Application Fee: $30/pet (excluding ESA/Service Animals)

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APPLICATION REQUIREMENTS

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- AUTOMATIC DENIALS:

- Utility Collections - (can be rectified by paying balance with receipt.)

- Landlord Collections - (can be rectified by paying balance with receipt.)

- Evictions - (can be rectified by providing documents from previous landlord that says otherwise. If there's a balance, pay the full amount and send us receipt)

- Drug Charges - (non-negotiable)

- Felonies/Misdemeanor (within the last 10 years) - (non-negotiable)

- Bankruptcies (within the last 5 years) - (non-negotiable)

- CREDIT REQUIREMENTS

- If employed less than 1 year with current employer:

- 650+: Double Security Deposit

- 600–649: 50% Risk Mitigation Fee

- 550–599: 100% Risk Mitigation Fee

- 500–549: 150% Risk Mitigation Fee

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

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- If employed more than 1 year with current employer:

- 600+: No Risk Mitigation Fee

- 550–599: 50% Risk Mitigation Fee

- 525–549: 100% Risk Mitigation Fee

- 500–524: 150% Risk Mitigation Fee

- 499 and below or No credit history: May be approved with a qualified co‑signer (minimum 650 credit score and income of at least 2.5× the monthly rent)

- INCOME REQUIREMENT:

- Combined household income must be at least 2x the rent

A Risk Mitigation Fee is an additional, one-time fee collected at move-in to offset increased financial risk associated with credit history, rental history, or employment stability. This fee is not a security deposit and is non-refundable.

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MOVE-IN COSTS

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- First months rent (prorated)

- Security deposit

- $100 lease preparation fee

- Additional fees and programs listed above

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NEED TO SELL BEFORE YOU MOVE?

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Stevens Realty can buy your current home directly.

- No repairs, cleaning, or commissions

- Move into your new home up to 30 days sooner!

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BONUS: BUILD YOUR CREDIT!

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Pay your rent on time and well report it to all 3 credit bureaus!

Improve your credit, qualify for better rates, and establish credit history while renting.

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Contact us today to schedule a tour or apply online!

www.stevensrentals.com

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Affordable Housing : Yes

Resident Benefits Package

Smart Lock & Thermostat Automation Inclusive

Stevens Realty All Bills Included Utility Concierge Service Required

🏡 Move-in to your new 2BR/1BA apartment at Ridge Terrace Apartments for just $825/mo and get $200 OFF your first month’s rent!

Spacious & modern units

Pet-friendly

$500 security deposit option